This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
1-bedroom, 1-bathroom apartment of 60 m², energy rating E. Located on rua Actriz Maria Matos, Benfica parish, Lisbon municipality, Lisbon district. The apartment boasts two façades for enhanced natural light and features modern kitchen finishes with dark stone surfaces, highlighting its recent renovation quality.
The valuation. The asking price of €395,000 is significantly above the fair value of €313,971, representing an excessive markup of €81,029 or 25.8%. This indicates that the property is overpriced. Buy-to-flip angle. A resale strategy focusing on market renovations could be considered; however, given the current markup, the potential profit margins may be limited. Quick, tasteful updates could enhance appeal without overspending. Buy-to-let angle. The rental income strategy for this property yields approximately €1,020 monthly, which equates to a gross yield of 3.1%. Targeting families in the suburban area may attract long-term tenants.
Fair value modelled at €288,000 from 5 comparable sales in the area. Asking €395,000 sits €107,000 (37.2%) above — overpriced versus fair value.
Asking €395,000 versus the rua Actriz Maria Matos area baseline of €285,705 (€4,762/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 76/100 is below the parish average, reducing fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €285,705, adjusted for condition and micro-location, gives a modelled fair value of €288,000 (€4,800/m²), a €107,000 (37.2%) gap versus the €395,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Actriz Maria Matos | Subject | €395,000 | €6,583 | — | 75 | 75 |
| rua Duarte Pacheco Pereira | Active | €264,900 | €4,205 | 36.1% | 70 | 78 |
| rua José Gomes Ferreira | Active | €207,000 | €5,447 | 17.3% | 72 | — |
| rua Herculano de Carvalho, 3 | Active | €234,000 | €4,680 | 28.9% | 70 | 78 |
| Falagueira-Venda Nova · 15e1ac | Active | €240,000 | €4,800 | 27.1% | 75 | 81 |
| Median comp | €237,000 | €4,740 | 28.0% | 71 | 78 |
Long-term rental The 1-bed apartment in Benfica is currently listed at €395,000, which is 25.8% above its fair value of €313,971, indicating it is overpriced. With a gross yield of only 3.1%, this property may not generate sufficient income to justify its inflated price in the long-term rental market. Family rental Although the apartment may seem suitable for family rental due to its size, the listing price of €395,000 is substantially over fair value, creating a misleading investment opportunity. Given its characteristics, the potential yield of 3.1% does not align well with the expectation of rental returns for family-oriented tenants. Buy-and-hold Investing in this apartment as a buy-and-hold strategy is challenged by its current listing price of €395,000, which exceeds its fair valuation and reflects a 25.8% discrepancy. The modest gross yield of 3.1% further underscores that holding this asset may not provide adequate financial benefits, given its overpriced status.
Economic Volatility Risk The economic stability score of 75 suggests potential fluctuations in market conditions, which combined with a tenant stability score of 70 indicates a possibility of increased vacancy rates impacting rental income.
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