This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom house of 232 m², energy rating F. Located Penafiel parish, Penafiel municipality, Porto district. Noteworthy Features: The property includes a secondary house for restoration, offering potential for a self-contained rental unit or family suite in an excellent location just 5 minutes from Penafiel center.
The valuation. The asking price of €295,000 is €79,997 (37.2%) above the fair value of €215,003, indicating that this property is overpriced. Buyers should consider the valuation before proceeding with an offer.
Fair value modelled at €216,533 from 5 comparable sales in the area. Asking €295,000 sits €78,467 (36.2%) above — overpriced versus fair value.
Asking €295,000 versus the Penafiel, Penafiel, Porto area baseline of €154,860 (€668/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 63/100 is below the parish average, reducing fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €154,860, adjusted for condition and micro-location, gives a modelled fair value of €216,533 (€933/m²), a €78,467 (36.2%) gap versus the €295,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Penafiel · 0ac6ed | Subject | €295,000 | €1,272 | — | 62 | 61 |
| rua da Quebrada | Active | €345,000 | €1,190 | 6.4% | — | 70 |
| Penafiel · ec1ac1 | Active | €350,000 | €933 | 26.6% | 50 | 61 |
| rua Carmo | Active | €235,000 | €1,516 | 19.2% | 78 | 60 |
| Penafiel · 0017cf | Active | €470,000 | €918 | 27.8% | 65 | 59 |
| Median comp | €347,500 | €1,062 | 16.5% | 65 | 61 |
Long-term rental Despite a gross yield of 4.4%, the property in Penafiel is overpriced by 37.2%, positioning it unfavorably against its fair value of €215,003. This premium pricing may hinder the long-term rental potential, particularly in a suburban area with moderate housing demand. Family rental The property is currently listed at €295,000, which exceeds its fair value by 37.2%, making it less attractive for families seeking affordable long-term rental options. With a neighbourhood score of 61/100, it may not offer the ideal environment to justify the elevated price for family tenants. Buy-and-hold While buy-and-hold strategies typically benefit from property appreciation, this house's listing price of €295,000 is significantly inflated compared to its estimated fair value of €215,003. Investors may face challenges in generating adequate returns on investment due to the 37.2% gap over fair value and moderate local housing demand.
Economic and Tenant Instability With both Economic Stability and Tenant Stability scores at 65/100, there is a risk of potential income fluctuations and difficulties in retaining reliable tenants, which could negatively impact overall cash flow.
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Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
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