This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 107 m², energy rating C. Located Oeiras e São Julião da Barra, Paço de Arcos e Caxias parish, Oeiras municipality, Lisbon district. Noteworthy Features: The apartment includes two closed balconies that provide unobstructed sea views and excellent natural light throughout the day, enhancing both relaxation and ambiance.
The valuation. The asking price of €420,000 is significantly below fair value, which is assessed at €515,756. This indicates an undervalued opportunity by €95,756 (22.8%).
Fair value modelled at €515,756 from the area baseline, adjusted for condition and location. Asking €420,000 sits €95,756 (22.8%) below — the upside to fair value.
Asking €420,000 versus the Oeiras e São Julião da Barra, Paço de Arcos e Caxias, Oeiras, Lisbon area baseline of €489,953 (€4,579/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 62/100 (Condition 65 · Materials 60 · Room dimensions 65). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 74/100 (Housing Market 75 · Amenities 70 · Economic 70 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
Oeiras e São Julião da Barra, Paço de Arcos e Caxias, Oeiras, Lisbon
Area baseline €489,953 + condition -€21,233 + location +€47,035 = modelled fair value of €515,756 (€4,820/m²), a €95,756 (22.8%) gap versus the €420,000 asking price.
Long-term rental The property presents a solid opportunity for long-term rental, given its 4.1% gross yield and a fair value that is 22.8% higher than the listing price. The suburban location of Oeiras is complemented by adequate amenities, making it attractive for stable tenants seeking quality housing. Family rental This 3-bed apartment is well-suited for family rental due to its size and location within a suburban neighborhood with typical school quality and nearby amenities. The property’s fair value indicates it can attract families while providing a reliable income stream given its current valuation. Buy-and-hold With a fair value of €515,756 against the listing price of €420,000, this property presents a compelling buy-and-hold investment opportunity for the long term. The reasonably favorable tenant quality and stable suburban setting suggest that the property will appreciate in value over time, providing capital gains potential alongside rental income.
Tenant turnover risk Higher tenant turnover is a concern given the tenant stability score of 75/100, indicating potential unpredictability in rental income.
