This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 2-bathroom apartment of 130 m², built in 1969, energy rating C. Located Lumiar parish, Lisbon municipality, Lisbon district. Noteworthy Features: Each room boasts its own balcony, enhancing the apartment's airy ambiance and providing additional outdoor space unique for a property of this size in Lisbon. Potential: Renovation can transform dated finishes into modern living areas.
The valuation. The asking price of €550,000 is above the fair value of €515,433, marking a difference of €34,567 or 6.3%. This indicates the property is overpriced, necessitating careful consideration in the investment decision.
Fair value modelled at €515,433 from the area baseline, adjusted for condition and location. Asking €550,000 sits €34,567 (6.3%) above — overpriced versus fair value.
Asking €550,000 versus the Lumiar, Lisbon, Lisbon area baseline of €619,710 (€4,767/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 50/100 (Condition 45 · Materials 52 · Room dimensions 55). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 77/100 (Housing Market 80 · Amenities 70 · Economic 80 · Tenant Quality 80). Strong amenities and housing-market momentum support a premium to baseline.
Lumiar, Lisbon, Lisbon
Area baseline €619,710 + condition -€51,797 + location +€55,290 = modelled fair value of €515,433 (€3,965/m²), a €34,567 (6.3%) gap versus the €550,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Lumiar · 38c811 | Subject | €550,000 | €4,231 | — | 45 | 77 |
| avenida dos Estados Unidos da América, 84 | Active | €750,000 | €4,412 | 4.3% | 50 | 77 |
| rua Cidade de Cádiz, 9 | Active | €570,000 | €4,161 | 1.7% | 55 | 76 |
| rua dos Soeiros, 327 | Active | €590,000 | €4,538 | 7.3% | 60 | 82 |
| rua Professor Dias Amado | Active | €498,000 | €5,188 | 22.6% | 40 | 78 |
| Median comp | €580,000 | €4,475 | 5.8% | 53 | 78 |
Long-term rental The 4-bed apartment in Lumiar is currently overpriced by 6.3% compared to its fair value, indicating that investors may struggle to achieve satisfactory returns. With a gross yield of 3.5% and a moderate condition score, the property may not attract long-term tenants seeking quality accommodations. Family rental Despite being located in a family-oriented suburban area of Greater Lisbon, this property is overpriced by 6.3%, which could limit its appeal to potential family renters. The decent neighbourhood rating of 77/100 might not justify the higher price, leading to a less competitive rental offer in the market. Buy-and-hold Investing in this 4-bed apartment as a buy-and-hold strategy may not be prudent given its current price is 6.3% above fair value. The potential for appreciation in a moderately rated neighbourhood does not sufficiently compensate for the lack of value and lower yield of 3.5% at this price point.
Economic downturn risk While both economic and tenant stability scores are solid at 80/100, a sudden economic downturn could still affect rental income and occupancy rates, posing a risk to investment stability.
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