This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom house of 194 m², built in 2005, energy rating B. Located on rua da Estefanilha Quinta do Fidalgo, 4, Setúbal (São Sebastião) parish, Setúbal municipality, Setúbal district. This property features a large 67m² garage in the basement, perfect for multiple vehicles or storage, enhancing its utility beyond standard living space.
The valuation. The asking price of €495,000 is significantly above the fair value of €320,072, representing an overpriced scenario with a difference of €174,928 (35.3%). This makes the property a less attractive option for potential buyers. Buy-to-flip angle. A resale strategy could target buyers seeking high-quality finishes, with a potential for value-add renovations to enhance appeal. However, given the price, substantial appreciation would be necessary for a profitable flip. Buy-to-let angle. The estimated monthly rental income of €1,732 would yield a gross yield of 4.2%, presenting a reasonable return for long-term rental investment despite the higher acquisition cost. This may attract tenants in the mixed neighborhood.
Fair value modelled at €320,072 from the area baseline, adjusted for condition and location. Asking €495,000 sits €174,928 (35.3%) above — overpriced versus fair value.
Asking €495,000 versus the rua da Estefanilha Quinta do Fidalgo, 4 area baseline of €308,072 (€1,588/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 75/100 (Condition 70 · Materials 78 · Room dimensions 77). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 59/100 (Housing Market 50 · Amenities 50 · Economic 50 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
rua da Estefanilha Quinta do Fidalgo, 4
Area baseline €308,072 + condition +€909 + location +€11,091 = modelled fair value of €320,072 (€1,650/m²), a €174,928 (35.3%) gap versus the €495,000 asking price.
Long-term rental The property is overpriced at €495,000 when the fair value is €320,072, indicating a significant gap of 35.3%. The gross yield of 4.2% is underwhelming given the condition score of 75/100 and the neighbourhood rating of 59/100, making it less attractive for long-term rental investment. Value-add renovation With a fair value of only €320,072, investing in value-add renovations on this overpriced property at €495,000 poses substantial risk, given the 35.3% valuation gap. Although there is potential, the current condition and neighbourhood ratings suggest that the returns may not justify such a high entry price, limiting the upside of renovation efforts.
Declining Demand Risk: With an economic stability score of 50/100, there is potential for declining demand in the area, which could negatively impact rental income and overall property value.
