This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 3-bathroom house of 160 m², energy rating D. Located on rua Mato da Cruz, 22, Ericeira parish, Mafra municipality, Lisbon district. Noteworthy features: The property offers direct access from the lower floor to an outdoor area designed for entertainment, featuring a garden and barbecue, enhancing its appeal for social gatherings.
The valuation. The asking price of €550,000 exceeds the fair value of €293,317 by €256,683, making it overpriced by 46.7%. This significant premium raises concerns about potential buyer interest and long-term investment viability.
Fair value modelled at €293,317 from the area baseline, adjusted for condition and location. Asking €550,000 sits €256,683 (46.7%) above — overpriced versus fair value.
Asking €550,000 versus the rua Mato da Cruz, 22 area baseline of €316,960 (€1,981/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 63/100 (Condition 60 · Materials 65 · Room dimensions 65). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 56/100 (Housing Market 50 · Amenities 50 · Economic 50 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
rua Mato da Cruz, 22
Area baseline €316,960 + condition -€31,250 + location +€7,607 = modelled fair value of €293,317 (€1,833/m²), a €256,683 (46.7%) gap versus the €550,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Mato da Cruz, 22 | Subject | €550,000 | €3,438 | — | 60 | 56 |
| urbanização Moinhos do Mar | Active | €460,000 | €3,932 | 14.4% | 60 | 55 |
| Ericeira · de0b86 | Active | €649,000 | €4,031 | 17.3% | 68 | 59 |
| Ericeira · 65a46e | Active | €550,000 | €3,438 | 0% | 72 | 48 |
| Ericeira · 65a63c | Active | €575,000 | €3,783 | 10.0% | 68 | 51 |
| Median comp | €562,500 | €3,858 | 12.2% | 68 | 53 |
Long-term rental The property at €550,000 is unsuitable for long-term rental given its significant overvaluation, with a fair value of only €293,317 representing a gap of 46.7%. Furthermore, the current yield of 4% is relatively low, particularly in a rural area where tenant quality may not support this high purchase price. Value-add renovation Although potential for renovation exists, investing in this property would still be financially imprudent due to its overpricing relative to its fair value of €293,317. The current condition rating of 63/100 indicates that extensive work would be required, making it harder to justify the €550,000 asking price despite possible post-renovation increases in value. Not ideal for luxury market Considering the property's current state and its rural location, it is not suitable for the luxury market where high standards and pricing expectations prevail. The combination of a low neighborhood score of 56/100 and overvaluation undermines any potential appeal to luxury buyers. Not ideal for student housing Given the rural context and mediocre neighborhood amenities, this property is not an attractive option for student housing investments. Furthermore, the overpricing and lower tenant quality in the area further diminish its viability for this target market. Not ideal for short-term vacation rental With a fair value significantly lower than the listing price, this property is poorly positioned for the short-term vacation rental market. The limited appeal of the area and its overvaluation make it unlikely to generate the necessary returns expected in this segment.
Economic Vulnerability The economic stability score of 50/100 indicates a risk of fluctuating market conditions, which may affect rental income stability.
