This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom house of 117 m², built in 1990, energy rating D. Located on urbanização Moinhos do Mar, Ericeira parish, Mafra municipality, Lisbon district. This property offers exclusive access to two tennis courts and a football field within a prestigious gated community, enhancing the outdoor lifestyle in spectacular coastal surroundings.
The valuation. The asking price of €460,000 is significantly higher than the fair value of €212,647, suggesting a premium of €247,353 (53.8%). This property is overpriced and may not yield a satisfactory return on investment.
Fair value modelled at €212,647 from the area baseline, adjusted for condition and location. Asking €460,000 sits €247,353 (53.8%) above — overpriced versus fair value.
Asking €460,000 versus the urbanização Moinhos do Mar area baseline of €231,777 (€1,981/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 62/100 (Condition 60 · Materials 65 · Room dimensions 70). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 55/100 (Housing Market 50 · Amenities 60 · Economic 55 · Tenant Quality 55). Strong amenities and housing-market momentum support a premium to baseline.
urbanização Moinhos do Mar
Area baseline €231,777 + condition -€23,766 + location +€4,636 = modelled fair value of €212,647 (€1,817/m²), a €247,353 (53.8%) gap versus the €460,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| urbanização Moinhos do Mar | Subject | €460,000 | €3,932 | — | 60 | 55 |
| rua Mato da Cruz, 22 | Active | €550,000 | €3,438 | 12.6% | 60 | 56 |
| Ericeira · 65a63c | Active | €575,000 | €3,783 | 3.8% | 68 | 51 |
| estrada de Montesouros, 4A | Active | €470,000 | €3,983 | 1.3% | — | 53 |
| urbanização Moinhos do Mar, 129 | Active | €630,000 | €5,727 | 45.7% | 62 | 56 |
| Median comp | €562,500 | €3,883 | 1.2% | 62 | 55 |
Buy-and-hold The property is overpriced, with a gap of 53.8% between the listing price of €460,000 and the fair value of €212,647. Additionally, the gross yield of 4.1% does not compensate for the significant overvaluation, making it a less attractive long-term investment. Family rental With a fair value of €212,647, the listing price of €460,000 indicates that the property is overpriced by 53.8%. Given the condition and neighbourhood ratings of 62/100 and 55/100 respectively, it may struggle to attract family tenants who value both affordability and quality. Value-add renovation The property is listed at €460,000, which is 53.8% above its fair value of €212,647, suggesting it is overpriced relative to investment potential. While renovations could improve condition ratings, the initial overvaluation may hinder the return on investment necessary for meaningful value creation.
Limited economic growth There is a risk associated with the property due to a low economic stability score of 55/100, indicating potential challenges in attracting and retaining tenants during economic downturns.
