This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 75 m², built in 1972. Located Benfica parish, Lisbon municipality, Lisbon district. This apartment features a private balcony with unobstructed views of the Sta Cruz neighborhood, enhancing outdoor living space in a bustling urban setting.
The valuation. The asking price of €440,000 is significantly above fair value at €337,012, showing an excess of €102,988 or 23.4%. This indicates the property is overpriced.
Fair value modelled at €337,012 from the area baseline, adjusted for condition and location. Asking €440,000 sits €102,988 (23.4%) above — overpriced versus fair value.
Asking €440,000 versus the Benfica, Lisbon, Lisbon area baseline of €295,350 (€3,938/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 79/100 (Condition 76 · Materials 81 · Room dimensions 78). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 81/100 (Housing Market 90 · Amenities 80 · Economic 85 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
Benfica, Lisbon, Lisbon
Area baseline €295,350 + condition +€5,039 + location +€36,623 = modelled fair value of €337,012 (€4,493/m²), a €102,988 (23.4%) gap versus the €440,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Benfica · 023867 | Subject | €440,000 | €5,867 | — | 76 | 81 |
| Benfica · 49b848 | Active | €395,000 | €7,054 | 20.2% | 85 | 79 |
| Benfica · 82c882 | Active | €430,000 | €6,825 | 16.3% | 75 | 74 |
| avenida do Uruguai | Active | €395,000 | €7,054 | 20.2% | 75 | 82 |
| Benfica · 001872 | Active | €395,000 | €7,054 | 20.2% | 80 | 75 |
| Median comp | €395,000 | €7,054 | 20.2% | 78 | 77 |
Long-term rental The property is priced at €440,000, which is 23.4% above its fair value of €337,012, indicating it may not generate the expected return over time. With a gross yield of only 2.8%, the investment lacks sufficient financial incentive for long-term rental prospects. Family rental Although located in a suburban area with decent amenities and a respectable neighbourhood rating of 81/100, the asking price of €440,000 significantly exceeds fair valuation. This premium price, combined with a gross yield of 2.8%, makes the property less appealing for families seeking reasonable accommodation within their budget. Buy-and-hold Given the current market conditions and the property’s listing price being 23.4% above fair value, holding on to this investment may not prove advantageous in the long run. The modest gross yield of 2.8% further underscores the investment's limited potential for appreciation and income generation in a buy-and-hold strategy.
Economic Downturn Risk A modest economic stability score of 85 may suggest vulnerability to future downturns, potentially impacting tenant demand and rental income stability.
