This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 4-bathroom house of 257 m², built in 2008, energy rating C. Located Almancil parish, Loulé municipality, Faro district. This property features a spacious outdoor barbecue area and a large terrace, providing an ideal setting for entertaining while enjoying the tranquil Mediterranean garden and pool.
The valuation. The asking price of €2,190,000 is significantly above the fair value of €1,557,978, representing an overvaluation of €632,022 (28.9%). This property is priced outside the acceptable range for investment. Buy-to-flip angle. Given the current asking price, a conventional buy-to-flip strategy is less viable, as renovations or market shifts would need to cover the substantial gap to realize a profit upon resale. Buy-to-let angle. With a gross yield of 1.9% and estimated rental income of €3,468/month, the buy-to-let strategy may attract long-term tenants, but the income would be limited relative to the high initial investment.
Fair value modelled at €1,557,978 from the area baseline, adjusted for condition and location. Asking €2,190,000 sits €632,022 (28.9%) above — overpriced versus fair value.
Asking €2,190,000 versus the Almancil, Loulé, Faro area baseline of €1,440,999 (€5,607/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 83/100 (Condition 78 · Materials 85 · Room dimensions 81). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 65/100 (Housing Market 70 · Amenities 60 · Economic 50 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
Almancil, Loulé, Faro
Area baseline €1,440,999 + condition +€30,519 + location +€86,460 = modelled fair value of €1,557,978 (€6,062/m²), a €632,022 (28.9%) gap versus the €2,190,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Almancil · 023a27 | Subject | €2,190,000 | €8,521 | — | 78 | 65 |
| Almancil · 25f5b5 | Active | €1,890,000 | €13,500 | 58.4% | 80 | 63 |
| avenida Oceano | Active | €7,350,000 | €17,093 | 100.6% | 85 | 61 |
| Almancil · d7a3ff | Active | €1,390,000 | €9,789 | 14.9% | 84 | 70 |
| Almancil · 4bbf27 | Active | €1,390,000 | €9,858 | 15.7% | 85 | 63 |
| Median comp | €1,640,000 | €11,679 | 37.1% | 85 | 63 |
Short-term vacation rental The property, listed at €2,190,000, is priced 28.9% above its fair value, making it an overpriced option for short-term vacation rentals in a competitive market. With a gross yield of only 1.9%, it may not generate sufficient return to justify this investment strategy. Buy-and-hold Given its 28.9% gap above fair value, this property is overpriced for a buy-and-hold strategy, which typically requires a solid foundation of equity appreciation. The low gross yield of 1.9% indicates that holding this property could provide limited financial benefits over time. Family rental Listed at €2,190,000, the property is overpriced by 28.9% compared to its fair value, making it less attractive for long-term family rentals. The combination of a low gross yield of 1.9% and a neighbourhood rating of 65/100 suggests that it may not meet the expectations of family tenants looking for value and quality. Not ideal for: Student housing, Luxury market This property, with its current pricing and yield, is not a fit for student housing, where investors typically seek lower price points and higher yields. Additionally, the luxury market may not respond well to an overpriced listing, especially given the competitive environment in Almancil, Loulé.
Economic Vulnerability With an economic stability score of 50/100, the property may face challenges in attracting consistent tenants, increasing the risk of vacancy and inconsistent rental income.
