This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 3-bathroom house of 159 m², built in 2018, energy rating B. Located Fernão Ferro parish, Seixal municipality, Setúbal district. Noteworthy Features: This property includes an attic space suitable for an office or recreation room, and offers parking for up to four vehicles, enhancing convenience and versatility.
The valuation. The asking price of €520,000 is significantly above the fair value of €294,586, reflecting an overpricing of €225,414 (43.3%). This indicates the property is currently not a viable investment option based on value.
Fair value modelled at €294,586 from the area baseline, adjusted for condition and location. Asking €520,000 sits €225,414 (43.3%) above — overpriced versus fair value.
Asking €520,000 versus the Fernão Ferro, Seixal, Setúbal area baseline of €252,492 (€1,588/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 83/100 (Condition 80 · Materials 85 · Room dimensions 83). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 72/100 (Housing Market 70 · Amenities 70 · Economic 75 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
Fernão Ferro, Seixal, Setúbal
Area baseline €252,492 + condition +€19,875 + location +€22,219 = modelled fair value of €294,586 (€1,853/m²), a €225,414 (43.3%) gap versus the €520,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Fernão Ferro · 023a7d | Subject | €520,000 | €3,270 | — | 80 | 72 |
| rua Natalia Andrade, 486 | Active | €520,000 | €3,270 | 0% | 78 | 62 |
| Fernão Ferro · 937293 | Active | €610,000 | €3,370 | 3.0% | 82 | 69 |
| Fernão Ferro · 956f31 | Active | €530,000 | €3,029 | 7.4% | 80 | 73 |
| Fernão Ferro · 0014c5 | Active | €565,000 | €3,324 | 1.6% | 87 | 65 |
| Median comp | €547,500 | €3,297 | 0.8% | 81 | 67 |
Long-term rental The property in Fernão Ferro is priced at €520,000, which is significantly higher than the fair value of €294,586, indicating that it is overpriced. With a gross yield of only 4.1%, the return on investment may not justify the high acquisition cost. Family rental Given its suburban location and decent neighbourhood rating of 72/100, this property could appeal to families; however, at a list price exceeding fair value by 43.3%, it is considered overpriced. Families looking for housing in Greater Lisbon may be discouraged by the limited rental yield compared to its cost. Buy-and-hold While the property has potential for appreciation due to its location near Lisbon, the significant price gap from fair value suggests that it is overpriced at €520,000. Investors may find it challenging to achieve satisfactory returns in the buy-and-hold strategy with the current pricing structure artificially inflating expected value.
Tenant turnover risk: With both economic stability and tenant stability scored at 75/100, there is potential for moderate turnover, which may lead to increased vacancy rates and costs associated with tenant replacement.
