This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 3-bathroom house of 159 m², built in 2018, energy rating B. Located on rua Natalia Andrade, 486, Fernão Ferro parish, Seixal municipality, Setúbal district. Noteworthy Features: The property includes a private pool and a spacious outdoor leisure area, perfect for gatherings, and an attic conversion that offers versatile usage options with a terrace.
The valuation. The asking price of €520,000 is significantly above the fair value of €280,015, with a discrepancy of €239,985 (46.2%). This property is overpriced, making it less attractive for investment. Buy-to-flip angle. A buy-to-flip strategy would necessitate extensive market research and renovations to justify a resale price above €520,000, which appears challenging given its current pricing. Short-term gains in this scenario seem unlikely. Buy-to-let angle. The estimated rental income of €1,777/month offers a gross yield of 4.1%, providing steady cash flow. However, the overpriced nature of the house may limit demand in the rental market.
Fair value modelled at €280,015 from the area baseline, adjusted for condition and location. Asking €520,000 sits €239,985 (46.2%) above — overpriced versus fair value.
Asking €520,000 versus the rua Natalia Andrade, 486 area baseline of €252,492 (€1,588/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 81/100 (Condition 78 · Materials 85 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 62/100 (Housing Market 65 · Amenities 60 · Economic 70 · Tenant Quality 55). Strong amenities and housing-market momentum support a premium to baseline.
rua Natalia Andrade, 486
Area baseline €252,492 + condition +€15,403 + location +€12,120 = modelled fair value of €280,015 (€1,761/m²), a €239,985 (46.2%) gap versus the €520,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Natalia Andrade, 486 | Subject | €520,000 | €3,270 | — | 78 | 62 |
| Fernão Ferro · 937293 | Active | €610,000 | €3,370 | 3.0% | 82 | 69 |
| Fernão Ferro · 023a7d | Active | €520,000 | €3,270 | 0% | 80 | 72 |
| rua Almada Negreiros, 196 | Active | €640,000 | €3,556 | 8.7% | 78 | 67 |
| rua Bento Gonçalves | Active | €610,000 | €3,389 | 3.6% | 78 | 66 |
| Median comp | €610,000 | €3,380 | 3.3% | 79 | 68 |
Long-term rental The property, valued at €280,015, is listed at €520,000, creating a significant gap of 46.2%, indicating it is overpriced. With a gross yield of 4.1%, the rental return does not justify the high purchase price, making it a less attractive long-term investment. Family rental Although the property could cater to families given its size, the listing price significantly exceeds its fair value, suggesting it is overpriced at €520,000. Families seeking rental options in the area may find better value elsewhere, especially considering the average neighborhood rating of 62/100. Buy-and-hold The current listing price entails a substantial overvaluation compared to the fair value of €280,015, translating to a 46.2% difference. This factor undermines the buy-and-hold strategy, as long-term capital appreciation prospects appear limited when acquiring an overpriced asset. Not ideal for luxury market The property fails to meet luxury market standards, despite its spacious layout and good condition of 81/100, due to its overpriced nature. As such, affluent buyers seeking exclusive properties will likely overlook it in favor of more competitively priced options. Not ideal for student housing Given its pricing and neighborhood attributes, this property is not suited for student housing, with a fair market value that lacks appeal for budget-conscious students. Additionally, the proximity to the city of Lisbon does not sufficiently compensate for the high purchase price.
Tenant turnover risk The tenant stability score of 55/100 indicates a potential for high turnover, leading to increased vacancy rates and associated costs for the property.
