This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom apartment of 102 m², built in 2009, energy rating C. Located Loulé (São Clemente) parish, Loulé municipality, Faro district. Noteworthy Features: This apartment includes a private terrace overlooking lush gardens, enhancing outdoor living space and offering a serene escape within the vibrant city of Loulé.
The valuation. The asking price of €315,000 sits €72,819 (23.1%) below the fair value of €387,819, indicating that the property is currently underpriced and presents a strong opportunity for potential investors. Buy-to-flip angle. The property can be repositioned and sold at a higher price after minor renovations, tapping into the attractive market influenced by the nearby Algarve coast, enhancing the potential for a profitable flip. Buy-to-let angle. With an estimated gross yield of 4.6% at approximately €1,208 per month, the apartment is well-suited for long-term rental, catering to the local demand influenced by tourism and nearby amenities in Loulé.
Fair value modelled at €387,819 from the area baseline, adjusted for condition and location. Asking €315,000 sits €72,819 (23.1%) below — the upside to fair value.
Asking €315,000 versus the Loulé (São Clemente), Loulé, Faro area baseline of €366,894 (€3,597/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 78/100 (Condition 80 · Materials 76 · Room dimensions 78). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 61/100 (Housing Market 65 · Amenities 70 · Economic 55 · Tenant Quality 55). Strong amenities and housing-market momentum support a premium to baseline.
Loulé (São Clemente), Loulé, Faro
Area baseline €366,894 + condition +€4,781 + location +€16,143 = modelled fair value of €387,819 (€3,802/m²), a €72,819 (23.1%) gap versus the €315,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Loulé (São Clemente) · 25f6e5 | Subject | €315,000 | €3,088 | — | 80 | 61 |
| rua Alberto Iria, 1 | Active | €421,000 | €2,567 | 16.9% | 74 | 67 |
| rua Ascensão Guimarães, 149 | Active | €290,000 | €3,333 | 7.9% | 85 | 64 |
| Loulé (São Clemente) · 1e646f | Active | €230,000 | €2,110 | 31.7% | 65 | 61 |
| Loulé (São Clemente) · 1e64c8 | Active | €421,000 | €2,379 | 23.0% | 75 | 60 |
| Median comp | €355,500 | €2,473 | 19.9% | 75 | 63 |
Short-term vacation rental This property presents a compelling opportunity for short-term vacation rentals given its proximity to the Algarve coast, which enhances housing demand from tourists. With a gross yield of 4.6%, the investment could capitalize on seasonal demand, suggesting potential for attractive cash flow. Buy-and-hold Acquiring this apartment as a buy-and-hold investment makes sense due to its current listing price of €315,000, which is 23.1% below its fair value. This significant gap implies strong potential for future appreciation, especially in a market bolstered by tourism and economic activity in the Algarve region. Value-add renovation Value-add renovations can further increase the appeal and value of this property, currently rated at 78/100 for condition. With some strategic improvements, investors could maximize rental income and elevate the property’s value, capturing a more desirable tenant profile in this tourist-heavy area.
Economic and Tenant Instability Risk With both economic stability and tenant stability rated at only 55/100, the property may face challenges in attracting reliable tenants, potentially leading to increased vacancy rates and reduced rental income.
