This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 87 m², built in 1980, energy rating C. Located on rua Ascensão Guimarães, 149, Loulé (São Clemente) parish, Loulé municipality, Faro district. Noteworthy Feature: The property boasts a rare sea view, enhancing its appeal and offering a picturesque backdrop for everyday living in vibrant Loulé.
The valuation. The asking price of €290,000 is positioned at €51,339 below fair value, representing a 17.7% discount. This indicates the property is underpriced in the current market.
Fair value modelled at €341,339 from the area baseline, adjusted for condition and location. Asking €290,000 sits €51,339 (17.7%) below — the upside to fair value.
Asking €290,000 versus the rua Ascensão Guimarães, 149 area baseline of €312,939 (€3,597/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 83/100 (Condition 85 · Materials 80 · Room dimensions 82). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 64/100 (Housing Market 70 · Amenities 65 · Economic 60 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
rua Ascensão Guimarães, 149
Area baseline €312,939 + condition +€10,875 + location +€17,525 = modelled fair value of €341,339 (€3,923/m²), a €51,339 (17.7%) gap versus the €290,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Ascensão Guimarães, 149 | Subject | €290,000 | €3,333 | — | 85 | 64 |
| Loulé (São Clemente) · 25f6e5 | Active | €315,000 | €3,088 | 7.4% | 80 | 61 |
| rua Alberto Iria, 1 | Active | €421,000 | €2,567 | 23.0% | 74 | 67 |
| Loulé (São Clemente) · 1e64c8 | Active | €421,000 | €2,379 | 28.6% | 75 | 60 |
| rua Garcia Domingues, 1 | Active | €298,000 | €2,811 | 15.7% | 72 | 72 |
| Median comp | €368,000 | €2,689 | 19.3% | 75 | 64 |
Short-term vacation rental The property presents a compelling opportunity for short-term vacation rental strategies, given its favorable location in the Algarve, which is a hotbed for tourism. With a gross yield of 4.4% and a fair value gap of 17.7%, the investment stands to capitalize on the robust rental demand in the area. Long-term rental This property is well-positioned for long-term rental, benefiting from the economic stability that tourism brings to the Loulé area. With a fair value indicating an opportunity for appreciation alongside a solid yield of 4.4%, it provides a reliable cash flow investment. Buy-and-hold A buy-and-hold strategy is supported by the property’s fair value being significantly higher than its listing price, presenting a 17.7% gap for potential appreciation over time. The neighborhood's amenities and overall condition of 83/100 suggest the property will attract stable tenants, ensuring consistent returns for the long haul.
Moderate tenant turnover risk Tenants may be prone to leaving due to the economic and tenant stability scores being only 60/100, potentially leading to increased vacancy rates and associated costs.
