This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 101 m², built in 1987. Located Camarate, Unhos e Apelação parish, Loures municipality, Lisbon district. Noteworthy Features: This T3 apartment includes a spacious living room bathed in natural light, enhancing the overall ambiance, and offers a storage room for added convenience.
The valuation. The asking price of €305,000 is significantly above the fair value of €236,599, indicating an overpricing of €68,401 (22.4%). The property does not present a compelling value for potential investors. Buy-to-flip angle. A buy-to-flip strategy could yield decent returns through cosmetic updates, yet the initial purchase price presents a challenge for significant profit margins. The current asking price limits potential upside for a successful resale. Buy-to-let angle. With an estimated gross yield of 4.3% (€1,093/month), the property offers reasonable rental income potential. However, the relatively high initial investment may impact overall rental viability, especially in a suburban market.
Fair value modelled at €236,599 from the area baseline, adjusted for condition and location. Asking €305,000 sits €68,401 (22.4%) above — overpriced versus fair value.
Asking €305,000 versus the Camarate, Unhos e Apelação, Loures, Lisbon area baseline of €216,746 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 70/100 (Condition 72 · Materials 75 · Room dimensions 68). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 82/100 (Housing Market 85 · Amenities 80 · Economic 80 · Tenant Quality 80). Strong amenities and housing-market momentum support a premium to baseline.
Camarate, Unhos e Apelação, Loures, Lisbon
Area baseline €216,746 + condition -€7,891 + location +€27,743 = modelled fair value of €236,599 (€2,343/m²), a €68,401 (22.4%) gap versus the €305,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Camarate, Unhos e Apelação · 25f8c7 | Subject | €305,000 | €3,020 | — | 72 | 82 |
| alameda Salgueiro Maia S / N | Active | €397,000 | €3,151 | 4.3% | 70 | 72 |
| rua Doutor José Saraiva, 64 | Active | €307,000 | €4,039 | 33.8% | 66 | 76 |
| Santo António dos Cavaleiros e Frielas · ba594f | Active | €180,000 | €2,769 | 8.3% | — | 73 |
| rua Almirante Reis | Active | €279,000 | €3,135 | 3.8% | 73 | 75 |
| Median comp | €293,000 | €3,143 | 4.1% | 70 | 74 |
Long-term rental The 3-bed apartment in Camarate is currently listed at €305,000, representing a 22.4% gap above its fair value of €236,599, indicating that it is overpriced. With a gross yield of only 4.3%, the investment may not meet the expected returns compared to other more fairly valued properties in the suburban area near Lisbon. Family rental Given the family-oriented amenities and adequate access to schools nearby, this property in Camarate appeals to families seeking stable housing; however, the listing price of €305,000 is 22.4% above fair value. This significant overpricing may deter potential long-term tenants looking for reasonable rental options in the area. Buy-and-hold While the Camarate area near Lisbon shows decent neighborhood ratings and a low crime rate, the apartment priced at €305,000 is overvalued by 22.4% against its fair value of €236,599. The inflated price impacts the potential for capital appreciation and overall return on investment in a buy-and-hold strategy, especially in a market that favors affordable housing options.
Potential Economic Volatility Despite a solid Economic Stability score of 80/100, any downturn could impact tenant retention and occupancy rates, posing risks to consistent rental income.
