This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 105 m², built in 1999. Located Póvoa de Santa Iria e Forte da Casa parish, Vila Franca de Xira municipality, Lisbon district. This property includes a private garage with additional storage space, enhancing convenience and security in a serene residential neighborhood with quick city access.
The valuation. The asking price of €425,000 is significantly above the fair value of €246,557, resulting in a disparity of €178,443 (42.0%). This property is considered overpriced in comparison to its market value. Buy-to-flip angle. With a considerable gap between purchase price and fair value, a buy-to-flip strategy would involve renovations to enhance the property’s appeal before selling it to retail buyers or investors. The goal would be to capture the most value from the attractive wooden finishes. Buy-to-let angle. A buy-and-hold strategy could yield a gross rental income of approximately €1,133 per month, resulting in an overall gross yield of 3.2%. This makes the property suitable for long-term family rentals in the suburban space of Greater Lisbon.
Fair value modelled at €246,557 from the area baseline, adjusted for condition and location. Asking €425,000 sits €178,443 (42.0%) above — overpriced versus fair value.
Asking €425,000 versus the Póvoa de Santa Iria e Forte da Casa, Vila Franca de Xira, Lisbon area baseline of €225,330 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 78/100 (Condition 75 · Materials 80 · Room dimensions 75). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 69/100 (Housing Market 70 · Amenities 65 · Economic 65 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
Póvoa de Santa Iria e Forte da Casa, Vila Franca de Xira, Lisbon
Area baseline €225,330 + condition +€4,102 + location +€17,125 = modelled fair value of €246,557 (€2,348/m²), a €178,443 (42.0%) gap versus the €425,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Póvoa de Santa Iria e Forte da Casa · 49b805 | Subject | €425,000 | €4,048 | — | 75 | 69 |
| avenida Antero de Quental | Active | €370,000 | €3,524 | 12.9% | 73 | 74 |
| rua 28 de Setembro | Active | €360,000 | €3,462 | 14.5% | 72 | 68 |
| rua Cabo Verde, 5 | Active | €265,000 | €3,681 | 9.1% | 72 | 74 |
| rua Cabo Verde, 6 | Active | €265,000 | €3,630 | 10.3% | 73 | 72 |
| Median comp | €312,500 | €3,577 | 11.6% | 73 | 73 |
Long-term rental The property is currently overpriced at €425,000, significantly exceeding its fair value of €246,557, presenting a potential barrier to securing favorable long-term rental terms. With a gross yield of only 3.2% and a condition rating of 78/100, this investment is unlikely to provide the cash flow needed to justify such a high purchase price. Buy-and-hold Given that the property is listed at €425,000 against a fair value of €246,557, it represents an investment strategy that may not deliver the expected returns when held long-term. The 3.2% yield reflects the challenges of achieving capital appreciation that matches the current asking price. Family rental The apartment's asking price of €425,000, alongside a fair value of €246,557, indicates that it’s overvalued and may deter families seeking affordable rental options in the area. The combination of a modest 3.2% yield and the neighbourhood's average conditions suggests limited appeal for family-oriented tenants at this price point.
Economic Vulnerability The economic stability score of 65 indicates potential fluctuations in local economic conditions that could impact rental demand and occupancy rates.
