This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 113 m², built in 2009, energy rating D. Located Santa Maria, São Pedro e Matacães parish, Torres Vedras municipality, Lisbon district. This apartment features a private balcony accessible from one of the bedrooms, enhancing outdoor living space and providing additional natural light in the interior.
The valuation. The asking price of €315,000 positions the property significantly below its fair value of €397,885, indicating it is underpriced by €82,885 (26.3%). This presents a compelling opportunity for potential investors. Buy-to-flip angle. The buy-to-flip strategy can capitalize on cosmetic upgrades and aesthetic improvements to enhance the apartment's appeal, potentially allowing for a profitable resale at a higher price in a moderately recovering market. Buy-to-let angle. Focusing on rental income, the estimated monthly return of €814 results in a gross yield of 3.1%, making it an attractive option for long-term family rentals amid a mixed neighborhood.
Fair value modelled at €397,885 from the area baseline, adjusted for condition and location. Asking €315,000 sits €82,885 (26.3%) below — the upside to fair value.
Asking €315,000 versus the Santa Maria, São Pedro e Matacães, Torres Vedras, Lisbon area baseline of €388,042 (€3,434/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 75/100 (Condition 70 · Materials 81 · Room dimensions 75). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 56/100 (Housing Market 60 · Amenities 55 · Economic 50 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
Santa Maria, São Pedro e Matacães, Torres Vedras, Lisbon
Area baseline €388,042 + condition +€530 + location +€9,313 = modelled fair value of €397,885 (€3,521/m²), a €82,885 (26.3%) gap versus the €315,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Santa Maria, São Pedro e Matacães · 6d5423 | Subject | €315,000 | €2,788 | — | 70 | 56 |
| rua Vítor Cesário da Fonseca | Active | €315,000 | €2,813 | 0.9% | 78 | 57 |
| rua José Carvalho Mesquita | Active | €320,000 | €2,406 | 13.7% | 72 | 64 |
| Santa Maria, São Pedro e Matacães · 0237cd | Active | €405,000 | €2,893 | 3.8% | 74 | 55 |
| Santa Maria, São Pedro e Matacães · 4bc4d7 | Active | €315,000 | €2,716 | 2.6% | 65 | 58 |
| Median comp | €317,500 | €2,765 | 0.8% | 73 | 58 |
Long-term rental This 2-bed apartment in Santa Maria is positioned as an attractive long-term rental investment given its fair value of €397,885 compared to the listing price of €315,000, representing a 26.3% gap. The moderate yield of 3.1% coupled with the apartment's decent condition of 75/100 may draw stable, long-term tenants despite the neighborhood's lower score of 56/100. Buy-and-hold Acquiring this apartment for buy-and-hold purposes is a promising strategy, as it is currently listed below its fair market value, giving room for future appreciation. With a solid gross yield of 3.1% and a favorable price point compared to fair value, this investment could yield good returns over time despite its peripheral location. Family rental This property is ideally suited for family rentals, thanks to its spacious 113m² layout and competitive listing price that is below fair value. While the neighborhood's amenities and crime rate should be considered, the strategic acquisition at a 26.3% discount could provide a solid foundation for attracting families seeking longer-term housing options.
Tenant turnover risk With a tenant stability score of 60/100, there is a moderate risk of tenant turnover that could impact rental income and occupancy rates in the future.
