This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 1-bathroom apartment of 72 m², energy rating C. Located Camarate, Unhos e Apelação parish, Loures municipality, Lisbon district. Unique Feature: This apartment includes a balcony that offers an inviting outdoor space perfect for leisure, enhancing its appeal in the vibrant center of Camarate.
The valuation. The asking price of €385,000 is significantly above its fair value of €178,176, representing an overpricing of €206,824, or 53.7%. This property does not present a financially sound investment opportunity.
Fair value modelled at €178,176 from the area baseline, adjusted for condition and location. Asking €385,000 sits €206,824 (53.7%) above — overpriced versus fair value.
Asking €385,000 versus the Camarate, Unhos e Apelação, Loures, Lisbon area baseline of €154,512 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 82/100 (Condition 85 · Materials 80 · Room dimensions 78). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 75/100 (Housing Market 80 · Amenities 75 · Economic 80 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
Camarate, Unhos e Apelação, Loures, Lisbon
Area baseline €154,512 + condition +€8,212 + location +€15,451 = modelled fair value of €178,176 (€2,475/m²), a €206,824 (53.7%) gap versus the €385,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Camarate, Unhos e Apelação · 6d55af | Subject | €385,000 | €5,347 | — | 85 | 75 |
| rua Avelino Salgado de Oliveira | Active | €380,000 | €4,935 | 7.7% | 85 | 75 |
| Sacavém e Prior Velho · 99f495 | Active | €310,000 | €4,429 | 17.2% | 80 | 73 |
| rua Amílcar Cabral, 1 | Active | €352,000 | €3,911 | 26.9% | 72 | 78 |
| Santo António dos Cavaleiros e Frielas · 49b913 | Active | €672,000 | €4,200 | 21.5% | 80 | 71 |
| Median comp | €366,000 | €4,315 | 19.3% | 80 | 74 |
Long-term rental The property in Camarate appears to be overpriced, with a significant gap of 53.7% compared to its fair value of €178,176. Despite a decent gross yield of 3.5%, the investment does not align with the typical returns expected in the long-term rental strategy given the current market conditions. Family rental While the apartment's condition and neighborhood rating are respectable, the 53.7% overpricing makes it an unwise choice for family rental investments. A strong tenant quality is beneficial, but this cannot justify the elevated price point in comparison to its fair value. Buy-and-hold Investing in this property as a buy-and-hold asset is not advisable due to its current pricing, which is significantly above the fair value. The 3.5% yield and neighborhood ratings do not compensate for the risk associated with overpaying for an asset, limiting potential long-term growth.
Tenant turnover risk With a tenant stability score of 70/100, there is a moderate risk of tenant turnover, which could lead to increased vacancy rates and associated costs if tenants frequently change.
