This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 112 m². Located on rua General Norton de Matos, 4, Loures parish, Loures municipality, Lisbon district. Noteworthy Features: This apartment features high-quality wooden cabinetry and decorative ceiling moldings that highlight its blend of modern and traditional decor, offering unique character and charm.
The valuation. The asking price of €495,000 is significantly above the fair value of €239,659, resulting in an overprice of €255,341, or 51.6%. This property is not a financially sound investment. Buy-to-flip angle. Given the current condition and local market trends, a buy-to-flip strategy may not yield profitable returns due to the high initial investment and associated renovation costs. The resale potential appears limited based on the current valuation. Buy-to-let angle. With an estimated rental income of €1,155 per month, the gross yield stands at 2.8%. This yield may not justify the high purchase price and ongoing expenses for a buy-and-hold investment strategy.
Fair value modelled at €239,659 from the area baseline, adjusted for condition and location. Asking €495,000 sits €255,341 (51.6%) above — overpriced versus fair value.
Asking €495,000 versus the rua General Norton de Matos, 4 area baseline of €221,872 (€1,981/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 74/100 (Condition 72 · Materials 75 · Room dimensions 75). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 73/100 (Housing Market 70 · Amenities 70 · Economic 75 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
rua General Norton de Matos, 4
Area baseline €221,872 + condition -€2,625 + location +€20,412 = modelled fair value of €239,659 (€2,140/m²), a €255,341 (51.6%) gap versus the €495,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua General Norton de Matos, 4 | Subject | €495,000 | €4,420 | — | 72 | 73 |
| praça António Nobre, 6 | Active | €325,000 | €3,652 | 17.4% | 74 | 74 |
| Santo António dos Cavaleiros e Frielas · 262155 | Active | €365,000 | €3,724 | 15.7% | 78 | 74 |
| Santo António dos Cavaleiros e Frielas · f362ba | Active | €345,000 | €4,539 | 2.7% | 72 | 79 |
| rua Carolina Michaelis de Vasconcelos, 1 | Active | €337,000 | €3,585 | 18.9% | 65 | 74 |
| Median comp | €341,000 | €3,688 | 16.6% | 73 | 74 |
Long-term rental The 3-bed apartment in Loures, listed at €495,000, is overpriced by 51.6% compared to its fair value of €239,659, which greatly diminishes the potential for long-term rental profitability. With a gross yield of only 2.8%, this property fails to meet the expectations for an attractive long-term rental investment. Family rental The property’s cost significantly exceeds fair market value, making it a less viable option for a family rental strategy, especially given its limited yield. Families often seek more affordable housing alternatives within proximity to Lisbon, which may not justify the current asking price. Buy-and-hold This 3-bed apartment's asking price of €495,000 indicates that it is overpriced, with a substantial gap from its fair value. The low gross yield of 2.8% suggests that holding this property may not yield sufficient appreciation over time to justify the initial investment. Not ideal for short-term vacation rental The significant overpricing of the property, combined with a low gross yield, makes it a poor candidate for short-term vacation rentals. This strategy relies on higher revenue potential, which this apartment fails to provide given its current market position. Not ideal for luxury market Listing at €495,000, this apartment does not fit into the luxury market due to its overpriced nature and subpar yield. Luxury buyers typically look for higher value and quality offerings, which this property does not meet. Not ideal for student housing Given its asking price, which is significantly above fair value, this apartment is not suited for a student housing investment. The yield of 2.8% fails to align with the affordability requirements typically sought by student renters.
Economic-Tenant Stability Risk A score of 75/100 for both economic and tenant stability may indicate potential vulnerability to market fluctuations and tenant turnover, which could impact rental income.
