This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 2-bathroom house of 240 m², energy rating E. Located Gâmbia-Pontes-Alto da Guerra parish, Setúbal municipality, Setúbal district. Noteworthy Features: This property includes a generously sized pool with a surrounding garden, complemented by an annex featuring a bathroom, perfect for entertaining family and friends. Valuation Verdict: Fair
The valuation. The asking price of €575,000 is significantly above fair value at €344,672, creating a discrepancy of €230,328 (40.1%). This property is overpriced in comparison to its assessed value. Buy-to-flip angle. A resale strategy could focus on value-add renovations to increase appeal and justify a higher selling price, but inherent risks exist due to the current overvaluation. Buy-to-let angle. With a gross yield of 5.7%, estimated rental income can reach around €2,731 per month, providing a reasonable return, yet rental demand may be challenged by the rural setting and limited amenities.
Fair value modelled at €344,672 from the area baseline, adjusted for condition and location. Asking €575,000 sits €230,328 (40.1%) above — overpriced versus fair value.
Asking €575,000 versus the Gâmbia-Pontes-Alto da Guerra, Setúbal, Setúbal area baseline of €381,120 (€1,588/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 67/100 (Condition 70 · Materials 68 · Room dimensions 65). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 47/100 (Housing Market 35 · Amenities 30 · Economic 35 · Tenant Quality 55). Softer demand indicators apply a discount to baseline.
Gâmbia-Pontes-Alto da Guerra, Setúbal, Setúbal
Area baseline €381,120 + condition -€31,875 + location -€4,573 = modelled fair value of €344,672 (€1,436/m²), a €230,328 (40.1%) gap versus the €575,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Gâmbia-Pontes-Alto da Guerra · 0dcc73 | Subject | €575,000 | €2,396 | — | 70 | 47 |
| Gâmbia-Pontes-Alto da Guerra · 420210 | Active | €575,000 | €2,396 | 0% | 72 | 48 |
| rua de António Lourenço | Active | €395,000 | €2,582 | 7.8% | 65 | 41 |
| Gâmbia-Pontes-Alto da Guerra · 956bb1 | Active | €575,000 | €639 | 73.3% | 68 | 49 |
| Gâmbia-Pontes-Alto da Guerra · f35ddf | Active | €575,000 | €1,676 | 30.0% | 72 | 56 |
| Median comp | €575,000 | €2,036 | 15.0% | 70 | 49 |
Long-term rental This property presents a gross yield of 5.7%, but with a significant gap from its fair value at 40.1%, it is overpriced for long-term rental investors. Its limited amenities and lower neighbourhood rating of 47/100 further diminish its appeal, suggesting potential struggles in attracting higher-quality tenants. Value-add renovation Despite the current condition rating of 67/100, indicating some room for improvement, the property is still overpriced by 40.1%. Potential renovations may enhance its value, but the existing market conditions and rural location significantly limit upside potential. Not ideal for: The limitations in amenities and general appeal of this location make it unsuitable for short-term vacation rentals and the luxury market.
High Economic Risk The property is located in an area with a low economic stability score of 35/100, indicating potential volatility and risk in maintaining tenant occupancy and rent prices.
