This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 3-bathroom house of 240 m², energy rating E. Located Gâmbia-Pontes-Alto da Guerra parish, Setúbal municipality, Setúbal district. Noteworthy Features: The house includes a versatile annex next to the pool, ideal for hosting guests or outdoor activities, enhancing its utility beyond standard residential offerings.
The valuation. The asking price of €575,000 is significantly above fair value at €378,446, resulting in an overpriced verdict of €196,554 (34.2%). This discrepancy suggests the property may not be a wise financial investment.
Fair value modelled at €378,446 from the area baseline, adjusted for condition and location. Asking €575,000 sits €196,554 (34.2%) above — overpriced versus fair value.
Asking €575,000 versus the Gâmbia-Pontes-Alto da Guerra, Setúbal, Setúbal area baseline of €381,120 (€1,588/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 75/100 (Condition 72 · Materials 78 · Room dimensions 75). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 48/100 (Housing Market 40 · Amenities 50 · Economic 40 · Tenant Quality 60). Softer demand indicators apply a discount to baseline.
Gâmbia-Pontes-Alto da Guerra, Setúbal, Setúbal
Area baseline €381,120 + condition +€375 + location -€3,049 = modelled fair value of €378,446 (€1,577/m²), a €196,554 (34.2%) gap versus the €575,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Gâmbia-Pontes-Alto da Guerra · 420210 | Subject | €575,000 | €2,396 | — | 72 | 48 |
| Gâmbia-Pontes-Alto da Guerra · 0dcc73 | Active | €575,000 | €2,396 | 0% | 70 | 47 |
| Gâmbia-Pontes-Alto da Guerra · f35ddf | Active | €575,000 | €1,676 | 30.0% | 72 | 56 |
| Gâmbia-Pontes-Alto da Guerra · 956bb1 | Active | €575,000 | €639 | 73.3% | 68 | 49 |
| rua de António Lourenço | Active | €395,000 | €2,582 | 7.8% | 65 | 41 |
| Median comp | €575,000 | €2,036 | 15.0% | 69 | 48 |
Long-term rental The property is overpriced at €575,000, with a fair value of €378,446 indicating a significant gap of 34.2%. Given the low neighbourhood rating of 48/100 and the rural setting, attracting stable long-term tenants could prove challenging and unlikely to yield substantial returns. Value-add renovation With the property in decent condition rated at 75/100, the potential for upgrades may not be sufficient to justify the substantial investment for renovation, especially considering its overpriced listing. The rural location and economic conditions surrounding Setúbal do not support a compelling case for enhancing value through renovations. Not ideal for luxury market Given the property’s high price relative to its fair value, it is not positioned well in the luxury market. The neighbourhood rating of 48/100 further indicates a mismatch between price expectations and actual demand. Not ideal for student housing The rural setting and low neighbourhood rating suggest that this property would struggle to attract student tenants. Additionally, with its overpriced status, it is unlikely to generate the necessary rental income to support the investment.
Economic Instability Risk The economic stability score of 40/100 indicates a high risk of economic fluctuations that could negatively impact property values and rental income.
