This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
1-bedroom, 1-bathroom apartment of 49 m², built in 2009, energy rating C. Located on rua Ana Rosa Monteiro, 44, Luz parish, Lagos municipality, Faro district. Noteworthy Features: This apartment includes ample built-in storage and benefits from a communal area that enhances social interaction among residents, despite some signs of aging.
The valuation. The asking price of €242,500 is significantly above the fair value of €79,363, reflecting an inflated pricing of €163,137 (67.3%). Verdict: overpriced.
Fair value modelled at €79,363 from the area baseline, adjusted for condition and location. Asking €242,500 sits €163,137 (67.3%) above — overpriced versus fair value.
Asking €242,500 versus the rua Ana Rosa Monteiro, 44 area baseline of €228,144 (€4,656/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 65/100 (Condition 68 · Materials 60 · Room dimensions 70). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 73/100 (Housing Market 75 · Amenities 80 · Economic 65 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
rua Ana Rosa Monteiro, 44
Area baseline €228,144 + condition -€7,427 + location +€7,312 = modelled fair value of €79,363 (€1,620/m²), a €163,137 (67.3%) gap versus the €242,500 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Ana Rosa Monteiro, 44 | Subject | €242,500 | €4,949 | — | 68 | 73 |
| Luz · 65a6ea | Active | €365,000 | €6,518 | 31.7% | 70 | 73 |
| São Gonçalo de Lagos · 937180 | Active | €652,000 | €5,927 | 19.8% | — | 73 |
| beco da Hortinha, 7 | Active | €175,000 | €7,292 | 47.3% | 72 | 64 |
| São Gonçalo de Lagos · 6d54ed | Active | €335,000 | €6,321 | 27.7% | 75 | 70 |
| Median comp | €350,000 | €6,420 | 29.7% | 72 | 72 |
Short-term vacation rental The listed price of €242,500 represents a significant 67.3% gap from the fair value of €79,363, indicating that the property is priced well above its actual worth. Additionally, with a gross yield of 0% and a condition rating of 65/100, the investment would not generate any return in the short-term rental market. Buy-and-hold Despite being in a popular tourist area, the property’s fair value of €79,363 versus the listing price of €242,500 suggests it is overvalued, limiting potential long-term profit margins. The lack of appreciation potential, highlighted by the 0% yield and a condition score of 65/100, diminishes the attractiveness of a buy-and-hold strategy. Family rental The considerable pricing disparity, with a listing of €242,500 against a fair value of €79,363, suggests that this property would be an unwise investment for family rentals as it is overpriced. Moreover, a gross yield of 0% coupled with a condition score of 65/100 indicates that it would not meet the standards or provide the financial returns desirable for family tenants.
Potential Economic Downturn The economic stability score of 65/100 indicates a risk of economic fluctuations that could affect tenant demand and property value.
