This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 2-bathroom apartment of 104 m², built in 1986, energy rating D. Located Santo António dos Cavaleiros e Frielas parish, Loures municipality, Lisbon district. Noteworthy Features: The apartment includes a closed balcony off the kitchen, providing additional versatile space, and is located in a vibrant neighborhood with easy access to public transport and amenities.
The valuation. The asking price of €245,000 is €38,331 (15.6%) above the fair value of €206,669, indicating that the property is overpriced. This discrepancy suggests limited opportunity for immediate equity gain.
Fair value modelled at €206,669 from the area baseline, adjusted for condition and location. Asking €245,000 sits €38,331 (15.6%) above — overpriced versus fair value.
Asking €245,000 versus the Santo António dos Cavaleiros e Frielas, Loures, Lisbon area baseline of €223,184 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 53/100 (Condition 55 · Materials 50 · Room dimensions 58). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 71/100 (Housing Market 75 · Amenities 65 · Economic 80 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
Santo António dos Cavaleiros e Frielas, Loures, Lisbon
Area baseline €223,184 + condition -€35,263 + location +€18,747 = modelled fair value of €206,669 (€1,987/m²), a €38,331 (15.6%) gap versus the €245,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Santo António dos Cavaleiros e Frielas · 1e6480 | Subject | €245,000 | €2,356 | — | 55 | 71 |
| rua Fernão Mendes Pinto | Active | €298,000 | €2,893 | 22.8% | 65 | 75 |
| Santo António dos Cavaleiros e Frielas · 261f4b | Active | €290,000 | €3,222 | 36.8% | 60 | 71 |
| rua Doutor Jaime Cortesão, 18 | Active | €320,000 | €3,265 | 38.6% | 40 | 73 |
| rua Doutor Mário Sacramento, 17A | Active | €389,000 | €3,163 | 34.2% | 65 | 75 |
| Median comp | €309,000 | €3,193 | 35.5% | 63 | 74 |
Long-term rental The property is positioned for long-term rental despite being overpriced, with a yield of 6.2% gross indicating potential returns over time. However, its fair value of €206,669 suggests that the current listing price of €245,000 does not present a financially sound investment opportunity. Family rental While the property may appeal to families due to its four-bedroom layout, it is priced at a 15.6% premium over its fair value, rendering it less attractive for family renters seeking value. The lower condition rating of 53/100 may further deter potential long-term tenants. Buy-and-hold Investing in this property as a buy-and-hold strategy may lead to less favorable financial outcomes, given its overpriced status and gap to fair value. The potential for steady income may not justify the initial overvaluation, making this a less attractive long-term investment option.
Tenant Turnover Risk: With a tenant stability score of 65/100, there is a heightened risk of tenant turnover, potentially leading to increased vacancy periods and income variability.
