This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom house of 185 m², energy rating D. Located Santa Maria, São Pedro e Matacães parish, Torres Vedras municipality, Lisbon district. This property boasts a stunning panoramic sea view and offers 461 m² of additional construction opportunity through two old warehouses, enhancing its investment potential.
The valuation. The asking price of €460,000 sits €117,741 or 25.6% below the fair value of €577,741. This property is clearly underpriced, presenting an attractive opportunity for investors.
Fair value modelled at €577,741 from the area baseline, adjusted for condition and location. Asking €460,000 sits €117,741 (25.6%) below — the upside to fair value.
Asking €460,000 versus the Santa Maria, São Pedro e Matacães, Torres Vedras, Lisbon area baseline of €635,290 (€3,434/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 46/100 (Condition 41 · Materials 50 · Room dimensions 55). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 60/100 (Housing Market 60 · Amenities 65 · Economic 55 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
Santa Maria, São Pedro e Matacães, Torres Vedras, Lisbon
Area baseline €635,290 + condition -€82,961 + location +€25,412 = modelled fair value of €577,741 (€3,123/m²), a €117,741 (25.6%) gap versus the €460,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Santa Maria, São Pedro e Matacães · 4201e1 | Subject | €460,000 | €2,486 | — | 41 | 60 |
| Ramalhal · 65a651 | Active | €320,000 | €3,200 | 28.7% | 52 | 61 |
| Santa Maria, São Pedro e Matacães · 001b42 | Active | €230,000 | €2,556 | 2.8% | 68 | 58 |
| Ramalhal · f35f87 | Active | €299,500 | €2,908 | 16.9% | 72 | 61 |
| Ramalhal · cfe019 | Active | €299,500 | €2,235 | 10.1% | 69 | 58 |
| Median comp | €299,500 | €2,732 | 9.9% | 69 | 60 |
Long-term rental The property presents a promising opportunity for long-term rental due to its subvalorização of 25.6%, providing a sound entry point for potential investors. Coupled with its proximity to Lisbon and suburban amenities, it is likely to attract reliable tenants seeking a comfortable living environment. Buy-and-hold This property is ideally suited for a buy-and-hold strategy, given its valuation gap indicating continued appreciation potential in the long term. The low crime rate and access to quality schools in the neighborhood enhance its appeal for future resale. Family rental With a favorable gap to fair value and essential amenities nearby, this property is well-positioned for family rentals. Families will appreciate the suburban environment coupled with commuting options to Lisbon, making it an attractive long-term residence. Short-term vacation rental The property is not suited for short-term vacation rentals, primarily due to its suburban context and less tourist-driven appeal compared to urban hotspots. The condition rating of 46/100 suggests it may need significant upgrades to meet the standards often expected by short-term guests. Luxury market The listing does not fit the luxury market criteria due to its current condition and neighbourhood rating, which limits its value in the upscale segment. Investors should note that even with the potential for appreciation, this property does not command the prestige associated with luxury listings. Student housing The property is not an optimal candidate for student housing owing to its suburban location, which may be less attractive to students seeking proximity to higher education institutions. Additionally, the lower amenities score detracts from its suitability for this demographic.
Economic Vulnerability The property may face rental income instability due to a low Economic Stability score of 55/100, making it susceptible to economic downturns. Tenant Vulnerability The Tenant Stability score of 60/100 suggests potential fluctuations in tenant occupancy, which could impact cash flow.
