This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 85 m², energy rating B. Located Loulé (São Clemente) parish, Loulé municipality, Faro district. This apartment features a spacious terrace with sea views, ideal for relaxation and entertaining, in a highly sought-after residential area of Loulé.
The valuation. The asking price of €315,000 sits €10,628 (3.4%) below the fair value of €325,628. Verdict: underpriced. Buy-to-flip angle. A buy-to-flip strategy is viable given the property's condition and finishes, allowing for a potential resale at a profitable margin. Buy-to-let angle. With an estimated gross yield of 3.3% (~€866/month), this property is suitable for a long-term rental strategy in an area with high tourist demand.
Fair value modelled at €325,628 from the area baseline, adjusted for condition and location. Asking €315,000 sits €10,628 (3.4%) below — the upside to fair value.
Asking €315,000 versus the Loulé (São Clemente), Loulé, Faro area baseline of €305,745 (€3,597/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 78/100 (Condition 80 · Materials 75 · Room dimensions 78). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 63/100 (Housing Market 70 · Amenities 70 · Economic 50 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
Loulé (São Clemente), Loulé, Faro
Area baseline €305,745 + condition +€3,984 + location +€15,899 = modelled fair value of €325,628 (€3,831/m²), a €10,628 (3.4%) gap versus the €315,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Loulé (São Clemente) · 4202b8 | Subject | €315,000 | €3,706 | — | 80 | 63 |
| Loulé (São Clemente) · 96c57d | Active | €460,000 | €3,833 | 3.4% | 76 | 71 |
| rua Garcia Domingues, 1 | Active | €298,000 | €2,811 | 24.1% | 72 | 72 |
| rua Serpa Pinto | Active | €450,000 | €2,711 | 26.9% | 75 | 68 |
| rua Emiliano da Costa, 9 | Active | €380,000 | €3,455 | 6.8% | 69 | 62 |
| Median comp | €415,000 | €3,133 | 15.5% | 74 | 70 |
Short-term vacation rental The property’s fair value is slightly above its listing price, suggesting a favorable entry point for short-term vacation rentals in a tourism-heavy area like Loulé. With a good gross yield of 3.3% and a growing tourist demand, this investment can capitalize on the annual influx of visitors. Buy-and-hold This 2-bed apartment is slightly underpriced, giving buy-and-hold investors an opportunity to benefit from long-term appreciation in a neighborhood with consistent demand. The solid condition rating of 78/100 additionally indicates that minimal immediate investment is required, making it a strategic addition to a portfolio. Long-term rental Despite being underpriced, the property may have limitations as a long-term rental due to the neighborhood's lower quality rating of 63/100. However, the stable tourist market can still provide a reliable occupancy rate, given the ongoing demand for homes in the area. Not ideal for: Student housing, Industrial investment, Luxury market
Economic Vulnerability With an economic stability score of 50/100 and tenant stability score of 60/100, there is a heightened risk of fluctuating rental incomes and potential vacancies.
