This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 166 m², built in 2005, energy rating B. Located on rua Serpa Pinto, Loulé (São Sebastião) parish, Loulé municipality, Faro district. Noteworthy Features: The apartment boasts a spacious balcony with unobstructed views, and includes a designated parking space with an additional storage room for convenience.
The valuation. The asking price of €450,000 sits significantly below the fair value of €643,206, representing an undervaluation of €193,206 (42.9%). This makes it an attractive acquisition opportunity in the Loulé market.
Fair value modelled at €643,206 from the area baseline, adjusted for condition and location. Asking €450,000 sits €193,206 (42.9%) below — the upside to fair value.
Asking €450,000 versus the rua Serpa Pinto area baseline of €597,102 (€3,597/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 76/100 (Condition 75 · Materials 78 · Room dimensions 77). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 68/100 (Housing Market 75 · Amenities 70 · Economic 60 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
rua Serpa Pinto
Area baseline €597,102 + condition +€3,113 + location +€42,991 = modelled fair value of €643,206 (€3,875/m²), a €193,206 (42.9%) gap versus the €450,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Serpa Pinto | Subject | €450,000 | €2,711 | — | 75 | 68 |
| rua Garcia Domingues, 1 | Active | €298,000 | €2,811 | 3.7% | 72 | 72 |
| Loulé (São Clemente) · 96c57d | Active | €460,000 | €3,833 | 41.4% | 76 | 71 |
| Loulé (São Clemente) · 4202b8 | Active | €315,000 | €3,706 | 36.7% | 80 | 63 |
| rua Emiliano da Costa, 9 | Active | €380,000 | €3,455 | 27.4% | 69 | 62 |
| Median comp | €347,500 | €3,581 | 32.1% | 74 | 67 |
Short-term vacation rental The property is well-suited for short-term vacation rentals due to its location in an area benefiting from strong seasonal tourism, making it an attractive option for travelers. With a fair value excess of 42.9%, the investment not only has significant potential for appreciation but also ensures a solid yield of 3.7% gross. Long-term rental Investing in this property for a long-term rental strategy is bolstered by its favorable neighborhood score of 68/100, appealing to quality tenants seeking comfortable living. The property’s condition rating of 76/100 further enhances its desirability, supporting stable rental income over time. Buy-and-hold With a fair value that exceeds the listing price by 42.9%, this property presents a compelling buy-and-hold opportunity, capitalizing on the expected appreciation in value. Its combination of a solid yield and good condition makes it an ideal candidate for long-term investment among property portfolios.
Economic Vulnerability The economic stability score of 60 suggests potential fluctuations in local job markets which could affect tenant occupancy rates and stability.
