This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 120 m², energy rating B. Located Loulé (São Clemente) parish, Loulé municipality, Faro district. This apartment features a spacious balcony ideal for outdoor relaxation and is situated within walking distance of local shops and cafes, enhancing the urban living experience.
The valuation. The asking price of €460,000 is significantly below the fair value of €629,359, indicating an undervalued property by €169,359 (36.8%). This presents a strong opportunity for investment.
Fair value modelled at €473,523 from the area baseline, adjusted for condition and location. Asking €460,000 sits €13,523 (2.9%) below — the upside to fair value.
Asking €460,000 versus the Loulé (São Clemente), Loulé, Faro area baseline of €431,640 (€3,597/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 78/100 (Condition 76 · Materials 80 · Room dimensions 78). Above-median finish quality lifts fair value versus a baseline unit needing CapEx. Full condition report →
Neighbourhood score 71/100 (Housing Market 70 · Amenities 75 · Economic 65 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline. Full location report →
Loulé (São Clemente), Loulé, Faro
Area baseline €431,640 + condition +€5,625 + location +€36,258 = modelled fair value of €473,523 (€3,946/m²), a €13,523 (2.9%) gap versus the €460,000 asking price.
Long-term rental The property presents an attractive long-term rental opportunity with a gross yield of 3%, making it a sound investment in the stable Algarve rental market. The high fair value suggests potential for capital appreciation, even if the current yield may be below the market average. Short-term vacation rental Given its prime location within the tourism-heavy Algarve region, this property is well-positioned for short-term vacation rentals, potentially enhancing cash flow significantly. The assessed fair value indicates robustness in investment returns, though operating expenses for vacation rentals should be carefully managed. Buy-and-hold With a fair value exceeding the listing price by 36.8%, this property represents a strategic buy-and-hold investment, promising substantial equity growth over time. The apartment's decent condition and neighborhood characteristics contribute positively to its long-term investment profile.
Economic Vulnerability With an economic stability score of 65/100, there is a moderate risk of economic downturns affecting overall property value and tenant retention.
