This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 3-bathroom house of 97 m². Located União das Freguesias de Querença, Tôr e Benafim parish, Loulé municipality, Faro district. Noteworthy Features: The property includes a spacious outdoor area with potential for landscaping, and it is situated in a peaceful neighborhood with easy access to local amenities and main roads.
The valuation. The asking price of €320,000 sits €132,858 (41.5%) below the fair value of €452,858, identifying this property as submarket priced and presenting a compelling entry point for potential investors. Buy-to-flip angle. Utilizing a home renovation strategy could enhance resale value, capitalizing on the current underpricing alongside planned improvements to attract buyers in this desirable tourist region. Buy-to-let angle. With an estimated rental income of €1,227/month, the property yields approximately 4.6%, making it an attractive opportunity for long-term investment in a high-demand vacation rental market in Algarve.
Fair value modelled at €452,858 from the area baseline, adjusted for condition and location. Asking €320,000 sits €132,858 (41.5%) below — the upside to fair value.
Asking €320,000 versus the União das Freguesias de Querença, Tôr e Benafim, Loulé, Faro area baseline of €465,115 (€4,795/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 49/100 (Condition 45 · Materials 50 · Room dimensions 55). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 65/100 (Housing Market 70 · Amenities 65 · Economic 55 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
União das Freguesias de Querença, Tôr e Benafim, Loulé, Faro
Area baseline €465,115 + condition -€40,164 + location +€27,907 = modelled fair value of €452,858 (€4,669/m²), a €132,858 (41.5%) gap versus the €320,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| União das Freguesias de Querença, Tôr e Benafim · 89338c | Subject | €320,000 | €3,299 | — | 45 | 65 |
| Loulé (São Clemente) · 25f50f | Active | €395,000 | €1,795 | 45.6% | — | 70 |
| União das Freguesias de Querença, Tôr e Benafim · 90d98e | Active | €100,000 | €826 | 74.9% | — | 56 |
| rua Manuel da Luz Afonso, 46 | Active | €675,000 | €1,650 | 50.0% | — | 63 |
| Loulé (São Clemente) · 0019c0 | Active | €290,000 | €3,152 | 4.4% | 28 | 72 |
| Median comp | €342,500 | €1,723 | 47.8% | 28 | 67 |
Short-term vacation rental The property presents a compelling opportunity for short-term vacation rentals, given the gap of 41.5% from its fair value of €452,858, indicating an attractive pricing position. With a gross yield of 4.6%, it could effectively capitalize on tourist demand in the Algarve region, which is known for its seasonal economic activity. Long-term rental In the long-term rental market, the property stands out with a fair value significantly higher than its listing price, supporting a sustainable investment thesis with the potential for capital appreciation. Furthermore, its moderate condition rating of 49/100 suggests that it is suitable for tenants despite some immediate repairs or enhancements. Buy-and-hold Adopting a buy-and-hold strategy could prove fruitful due to the considerable 41.5% gap to fair value, positioning the property for future appreciation in a popular, tourist-driven area. The mix of reasonable condition and neighborhood rating of 65/100 allows for steady demand from both residents and speculative buyers over the long term.
Economic Vulnerability The low economic stability score of 55/100 may indicate an increased risk of fluctuations in property value and rental income.
