This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom house of 135 m², built in 1978, energy rating D. Located on praceta Santa Catarina, Cascais e Estoril parish, Cascais municipality, Lisbon district. The property features a spacious terrace ideal for outdoor entertaining, along with a closed garage that offers both secure parking and additional storage space in a family-friendly neighborhood.
The valuation. The asking price of €498,000 is significantly below the fair value of €675,015, highlighting a disparity of €177,015 (35.5%). This positions the property as a compelling investment opportunity in the current market. Buy-to-flip angle. The strategy for resale involves renovating the dated components, enhancing appeal, and listing the property at a higher price point. The aim is to realize a profit by targeting buyers seeking updated, modern homes. Buy-to-let angle. With an estimated monthly rental income of €1,992, the appealing gross yield of 4.8% supports a long-term rental strategy. Families in the Oeiras suburban area are likely to seek stable living environments, making this property an attractive option.
Fair value modelled at €675,015 from the area baseline, adjusted for condition and location. Asking €498,000 sits €177,015 (35.5%) below — the upside to fair value.
Asking €498,000 versus the praceta Santa Catarina area baseline of €668,115 (€4,949/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 58/100 (Condition 55 · Materials 65 · Room dimensions 60). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 66/100 (Housing Market 70 · Amenities 65 · Economic 75 · Tenant Quality 55). Strong amenities and housing-market momentum support a premium to baseline.
praceta Santa Catarina
Area baseline €668,115 + condition -€35,859 + location +€42,759 = modelled fair value of €675,015 (€5,000/m²), a €177,015 (35.5%) gap versus the €498,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| praceta Santa Catarina | Subject | €498,000 | €3,689 | — | 55 | 66 |
| Cascais e Estoril · 00182b | Active | €795,000 | €4,543 | 23.1% | 55 | 57 |
| rua Principal | Active | €450,000 | €4,167 | 13.0% | 62 | 76 |
| praceta dos Origans | Active | €398,000 | €3,827 | 3.7% | 61 | 74 |
| rua das Flores, 417 | Active | €550,000 | €3,767 | 2.1% | 50 | 74 |
| Median comp | €500,000 | €3,997 | 8.4% | 58 | 74 |
Long-term rental The property in Cascais e Estoril offers an attractive 4.8% gross yield, making it a solid option for long-term rental investors. Given its lower price relative to fair value, it presents a strong opportunity for cash flow generation while taking advantage of the area's stable economic conditions. Family rental With 135m² and three bedrooms, this property is well-suited for families seeking quality housing in a desirable neighborhood. The relatively high neighborhood score of 66/100 indicates that the area is appealing for family living, possibly reducing tenant turnover and enhancing rental stability. Buy-and-hold Investing in this property aligns well with a buy-and-hold strategy, as its fair value indicates a significant appreciation potential of 35.5%. The positive economic outlook of the Oeiras area will likely drive long-term growth, making this investment a compelling option for future resale or refinancing opportunities.
Tenant Default Risk The tenant stability score of 55/100 indicates a higher likelihood of potential tenant defaults, risking consistent cash flow from the property.
