This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 123 m², built in 1996, energy rating C. Located Santa Maria e São Miguel, São Martinho e São Pedro de Penaferrim parish, Sintra municipality, Lisbon district. Noteworthy Features: This apartment includes a closed balcony in one bedroom, enhancing usable space, and a heat recovery system in the living room for energy efficiency.
The valuation. The asking price of €365,000 exceeds the fair value of €277,776 by €87,224, representing a 23.9% premium. This property is overpriced compared to its market value, indicating a lack of investment viability in its current pricing.
Fair value modelled at €277,776 from the area baseline, adjusted for condition and location. Asking €365,000 sits €87,224 (23.9%) above — overpriced versus fair value.
Asking €365,000 versus the Santa Maria e São Miguel, São Martinho e São Pedro de Penaferrim, Sintra, Lisbon area baseline of €263,958 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 73/100 (Condition 70 · Materials 75 · Room dimensions 80). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 66/100 (Housing Market 70 · Amenities 60 · Economic 65 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
Santa Maria e São Miguel, São Martinho e São Pedro de Penaferrim, Sintra, Lisbon
Area baseline €263,958 + condition -€3,075 + location +€16,893 = modelled fair value of €277,776 (€2,258/m²), a €87,224 (23.9%) gap versus the €365,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Santa Maria e São Miguel, São Martinho e São Pedro de Penaferrim · cfe204 | Subject | €365,000 | €2,967 | — | 70 | 66 |
| Santa Maria e São Miguel, São Martinho e São Pedro de Penaferrim · 1e66d8 | Active | €365,000 | €2,967 | 0% | 70 | 68 |
| Rio de Mouro · 6d5131 | Active | €359,500 | €3,126 | 5.3% | 65 | 74 |
| avenida do Parque | Active | €350,000 | €2,800 | 5.6% | 71 | 73 |
| urbanização D. Manuel LL Mem Martins Poente | Active | €378,500 | €2,474 | 16.6% | 70 | 69 |
| Median comp | €362,250 | €2,884 | 2.8% | 70 | 71 |
Long-term rental Given the fair value of €277,776, the property's listing price of €365,000 indicates it is overpriced by 23.9%. With a gross yield of 4% and a condition rating of 73/100, prospective landlords may find better investment opportunities elsewhere. Family rental The listing price of €365,000 is significantly above the fair value of €277,776, demonstrating that the property is overpriced by 23.9%. While the suburban location near Lisbon offers employment benefits, the neighborhood's amenities and a tenant quality rating of 66/100 suggest that attracting families may be challenging at this price. Buy-and-hold At a listing price of €365,000, the property is overpriced compared to its fair value of €277,776, indicating a 23.9% gap. Although potential appreciation exists in Santa Maria e São Miguel, the economic and neighborhood ratings suggest that long-term investors may not achieve adequate returns in comparison to the initial investment.
Economic Vulnerability The property is at risk due to a middle-range economic stability score of 65/100, indicating potential susceptibility to economic fluctuations. Tenant Vulnerability A tenant stability score of 65/100 suggests that current tenants may not have secure long-term commitments, increasing the risk of vacancy or turnover.
