This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 3-bathroom apartment of 108 m². Located Quarteira parish, Loulé municipality, Faro district. Noteworthy Features: This apartment includes a glass-balustraded balcony that provides 180-degree panoramic ocean views, ideal for sunset watching and entertaining guests.
The valuation. The asking price of €1,280,000 positions the property significantly above its fair value of €542,042, representing an overpricing of €737,958 (57.7%). This renders the investment less appealing based on current market metrics. Buy-to-flip angle. With the property being overpriced, a buy-to-flip strategy would entail significant renovations for potential resale; however, the high initial cost poses risks in achieving profitable margins. Buy-to-let angle. The anticipated rental income of approximately €1,493/month offers a gross yield of 1.4%, which is modest for a long-term rental strategy, limiting cash flow potential given the high initial investment.
Fair value modelled at €542,042 from the area baseline, adjusted for condition and location. Asking €1,280,000 sits €737,958 (57.7%) above — overpriced versus fair value.
Asking €1,280,000 versus the Quarteira, Loulé, Faro area baseline of €502,416 (€4,652/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 83/100 (Condition 85 · Materials 90 · Room dimensions 78). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 63/100 (Housing Market 70 · Amenities 55 · Economic 60 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
Quarteira, Loulé, Faro
Area baseline €502,416 + condition +€13,500 + location +€26,126 = modelled fair value of €542,042 (€5,019/m²), a €737,958 (57.7%) gap versus the €1,280,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Quarteira · f360b0 | Subject | €1,280,000 | €11,852 | — | 85 | 63 |
| Quarteira · 4201ee | Active | €1,390,000 | €11,880 | 0.2% | 90 | 73 |
| Quarteira · 0dce3a | Active | €1,390,000 | €14,330 | 20.9% | 90 | 56 |
| Quarteira · ba3b01 | Active | €1,390,000 | €16,951 | 43.0% | 82 | 65 |
| Quarteira · 4a7fa6 | Active | €1,390,000 | €14,479 | 22.2% | 80 | 70 |
| Median comp | €1,390,000 | €14,405 | 21.5% | 86 | 68 |
Long-term rental Despite its decent condition score of 83/100, the 1.4% gross yield indicates that this property is significantly overpriced at €1,280,000, compared to the fair value of €542,042. Given the high gap of 57.7%, potential returns from long-term rentals are unlikely to justify this acquisition. Buy-and-hold Investing in this property as a buy-and-hold strategy would not be advisable, considering that it is overpriced by 57.7% above the fair value of €542,042. The low gross yield of 1.4% further highlights the unfavorable potential for capital appreciation in this rural Algarve location. Family rental While the property scores 83/100 for condition, its strategic price of €1,280,000 places it firmly in the overpriced category, leaving little room for families looking for affordable rental options. Additionally, the neighbourhood score of 63/100 indicates limited appeal for family rentals, further exacerbated by the significant gap from fair value.
Economic Vulnerability The economic stability score of 60/100 suggests a potential risk of fluctuations in local market conditions that could impact rental income negatively.
