This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom house of 160 m², built in 2008, energy rating B. Located on rua Diogo Bernardes, 14, Azeitão (São Lourenço e São Simão) parish, Setúbal municipality, Setúbal district. Key Features: This property includes an adjacent land plot with extensive outdoor space, perfect for expansion or creating a private garden retreat, alongside picturesque views of Serra da Arrábida.
The valuation. The asking price of €860,000 is significantly above the fair value of €463,125, representing an overpricing of €396,875 (46.1%). This property is categorized as overpriced.
Fair value modelled at €463,125 from the area baseline, adjusted for condition and location. Asking €860,000 sits €396,875 (46.1%) above — overpriced versus fair value.
Asking €860,000 versus the rua Diogo Bernardes, 14 area baseline of €423,360 (€2,646/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 82/100 (Condition 80 · Materials 85 · Room dimensions 81). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 63/100 (Housing Market 65 · Amenities 60 · Economic 70 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
rua Diogo Bernardes, 14
Area baseline €423,360 + condition +€17,750 + location +€22,015 = modelled fair value of €463,125 (€2,895/m²), a €396,875 (46.1%) gap versus the €860,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Diogo Bernardes, 14 | Subject | €860,000 | €5,375 | — | 80 | 63 |
| rua Doutor Emídio Guerreiro, 41 | Active | €690,000 | €4,059 | 24.5% | 80 | 68 |
| Azeitão (São Lourenço e São Simão) · 6f4053 | Active | €745,000 | €4,049 | 24.7% | 80 | 70 |
| Azeitão (São Lourenço e São Simão) · 261f4c | Active | €467,500 | €2,886 | 46.3% | 78 | 69 |
| rua Doutor Fernando Vale | Active | €678,000 | €4,676 | 13.0% | 84 | 59 |
| Median comp | €684,000 | €4,054 | 24.6% | 80 | 69 |
Long-term rental The property's gross yield of 2.6% is below the typical market expectations, indicating a lack of profitability for long-term rental strategies. Given the fair value is significantly lower than the listing price, this investment is not poised for satisfactory returns. Buy-and-hold Investing in this property as a buy-and-hold strategy may not yield the desired appreciation due to its considerable gap of 46.1% from fair value. The current market conditions and pricing suggest that holding onto this asset could result in suboptimal financial performance over time. Family rental While the property could theoretically serve as a family rental, the combination of its overpriced listing and limited yield reduces its attractiveness for this demographic. The neighbourhood rating of 63/100 further weakens its appeal, as families often seek better amenities and safer environments.
Economic Vulnerability The property faces a risk due to its economic stability score of 70, indicating potential fluctuations in local economic conditions that could impact rental income and property value.
