This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 0-bathroom apartment of 87 m². Located Santa Maria Maior parish, Lisbon municipality, Lisbon district. Noteworthy Features: This top-floor apartment boasts a charming balcony with city views and an independent walk-in closet for additional storage and convenience.
The valuation. The asking price of €525,000 is significantly above the fair value of €112,667, resulting in a disparity of €412,333 (78.5%). This assessment indicates that the property is overpriced. Buy-to-flip angle. A buy-to-flip strategy would require substantial improvements to justify a resale in the luxury market, aiming for a price point that exceeds current listings. However, the significant difference from fair value complicates this approach. Buy-to-let angle. With a potential gross yield of 3.9% based on an estimated rental income of €1,706 per month, this property could work well for long-term rental strategies, appealing to the rental market in a high-demand urban area like Lisbon.
Fair value modelled at €112,667 from the area baseline, adjusted for condition and location. Asking €525,000 sits €412,333 (78.5%) above — overpriced versus fair value.
Asking €525,000 versus the Santa Maria Maior, Lisbon, Lisbon area baseline of €448,398 (€5,154/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 80/100 (Condition 78 · Materials 82 · Room dimensions 76). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 83/100 (Housing Market 90 · Amenities 85 · Economic 90 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
Santa Maria Maior, Lisbon, Lisbon
Area baseline €448,398 + condition +€6,797 + location +€12,345 = modelled fair value of €112,667 (€1,295/m²), a €412,333 (78.5%) gap versus the €525,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Santa Maria Maior · f3656b | Subject | €525,000 | €6,034 | — | 78 | 83 |
| Estrela · cfe0bc | Active | €850,000 | €9,140 | 51.5% | 75 | 79 |
| Penha de França · 023bf8 | Active | €350,000 | €7,000 | 16.0% | 80 | 80 |
| Avenidas Novas · 25f611 | Active | €798,000 | €11,083 | 83.7% | 73 | 78 |
| São Vicente · 0dcf28 | Active | €495,000 | €7,615 | 26.2% | 80 | 80 |
| Median comp | €646,500 | €8,378 | 38.8% | 78 | 80 |
Long-term rental The property is overpriced by 78.5% compared to its fair value of €112,667, resulting in a gross yield of only 3.9% which is below the market expectation for long-term rentals. Despite the decent condition and neighbourhood ratings, the significant gap detracts from its viability for steady income generation. Buy-and-hold Investing in this property as a buy-and-hold strategy is not advisable due to its 78.5% overvaluation against the fair value of €112,667, which limits potential appreciation. The current yield of 3.9% does not justify the investment when considering the stark gap from fair market expectations. Luxury market Positioned in the luxury market, this property is highly overpriced with a 78.5% discrepancy from its fair value of €112,667, undermining its attractiveness to affluent buyers. While the neighbourhood scores well, the excessive price significantly reduces the potential for capital growth in the luxury segment.
Tenant turnover risk: With a tenant stability score of 75/100, there is a significant risk of increased tenant turnover, potentially leading to higher vacancy rates and costs associated with finding new tenants.
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