This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 1-bathroom house of 165 m², energy rating C. Located Santa Maria, São Pedro e Matacães parish, Torres Vedras municipality, Lisbon district. Noteworthy Features: The property features a paved backyard perfect for low-maintenance outdoor living, complemented by charming flower beds suitable for growing herbs and a parking space for up to four vehicles.
The valuation. The asking price of €430,000 sits significantly below the fair value of €612,166, presenting a difference of €182,166 (42.4%). This indicates that the property is underpriced relative to its market worth.
Fair value modelled at €612,166 from the area baseline, adjusted for condition and location. Asking €430,000 sits €182,166 (42.4%) below — the upside to fair value.
Asking €430,000 versus the Santa Maria, São Pedro e Matacães, Torres Vedras, Lisbon area baseline of €566,610 (€3,434/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 85/100 (Condition 90 · Materials 85 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 61/100 (Housing Market 55 · Amenities 60 · Economic 65 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
Santa Maria, São Pedro e Matacães, Torres Vedras, Lisbon
Area baseline €566,610 + condition +€20,625 + location +€24,931 = modelled fair value of €612,166 (€3,710/m²), a €182,166 (42.4%) gap versus the €430,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Santa Maria, São Pedro e Matacães · f365ae | Subject | €430,000 | €2,606 | — | 90 | 61 |
| Santa Maria, São Pedro e Matacães · 6fba7a | Active | €430,000 | €2,606 | 0% | 80 | 54 |
| rua da Cerâmica, 4 | Active | €450,000 | €4,500 | 72.7% | 74 | 59 |
| Santa Maria, São Pedro e Matacães · 001b1e | Active | €448,000 | €2,732 | 4.8% | 80 | 57 |
| Santa Maria, São Pedro e Matacães · 49b911 | Active | €135,000 | €1,901 | 27.0% | 78 | 52 |
| Median comp | €439,000 | €2,669 | 2.4% | 79 | 56 |
Long-term rental The property offers a substantial gap of 42.4% below its fair value of €612,166, indicating strong potential for capital appreciation over time. With a gross yield of 2.8%, it provides a stable income stream while benefiting from the suburban location's appeal to long-term tenants. Family rental Given the property's condition rating of 85/100 and its proximity to Lisbon, it is well-suited for families seeking comfortable living options in a suburban environment. This segment is likely to appreciate, as the home is currently listed at 42.4% below its fair value of €612,166. Buy-and-hold Acquiring this property allows for long-term capital growth, taking advantage of its fair value gap of 42.4% at €612,166, which suggests substantial appreciation potential. With an adequate gross yield of 2.8%, investors can expect a steady return while benefiting from the area's economic stability and tenant quality.
Tenant Default Risk The economic and tenant stability scores of 65/100 indicate a moderate risk of tenant default, which could lead to potential loss of rental income if tenants are unable to fulfill lease obligations.
