This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom house of 100 m², built in 2016, energy rating C. Located on rua da Cerâmica, 4, Santa Maria, São Pedro e Matacães parish, Torres Vedras municipality, Lisbon district. Noteworthy Features: The villa boasts a large sunroom that seamlessly integrates indoor and outdoor living, complemented by its south-facing facade for optimal sunlight throughout the day.
The valuation. The asking price of €450,000 sits €92,363 (20.5%) above the fair value of €357,637, indicating that the property is overpriced. Buy-to-flip angle. A buy-to-flip strategy would entail renovations, capitalizing on the high-quality finishes and potentially reselling the house at a premium in the competitive market. Buy-to-let angle. With an estimated monthly rental income of €862, the gross yield of 2.3% serves well for long-term rentals, appealing particularly to families in suburban Lisbon.
Fair value modelled at €357,637 from the area baseline, adjusted for condition and location. Asking €450,000 sits €92,363 (20.5%) above — overpriced versus fair value.
Asking €450,000 versus the rua da Cerâmica, 4 area baseline of €343,400 (€3,434/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 76/100 (Condition 74 · Materials 77 · Room dimensions 78). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 59/100 (Housing Market 60 · Amenities 55 · Economic 60 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
rua da Cerâmica, 4
Area baseline €343,400 + condition +€1,875 + location +€12,362 = modelled fair value of €357,637 (€3,576/m²), a €92,363 (20.5%) gap versus the €450,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua da Cerâmica, 4 | Subject | €450,000 | €4,500 | — | 74 | 59 |
| Santa Maria, São Pedro e Matacães · f365ae | Active | €430,000 | €2,606 | 42.1% | 90 | 61 |
| Santa Maria, São Pedro e Matacães · 001b42 | Active | €230,000 | €2,556 | 43.2% | 68 | 58 |
| Santa Maria, São Pedro e Matacães · 6fba7a | Active | €430,000 | €2,606 | 42.1% | 80 | 54 |
| Santa Maria, São Pedro e Matacães · 001b1e | Active | €448,000 | €2,732 | 39.3% | 80 | 57 |
| Median comp | €430,000 | €2,606 | 42.1% | 80 | 58 |
Long-term rental The 2-bed house in Santa Maria is currently overpriced at €450,000, representing a 20.5% gap from its fair value of €357,637. With a gross yield of only 2.3%, this investment does not present an attractive long-term rental opportunity given the high acquisition cost. Family rental While the property is located in a suburban area of Lisbon with good connectivity, the current listing price of €450,000 renders it overpriced against the fair value of €357,637. The low gross yield of 2.3% further indicates that the property may not provide a sustainable living arrangement for families looking to rent long-term. Buy-and-hold As an investment for the buy-and-hold strategy, this property appears overpriced at €450,000 compared to the fair value of €357,637, indicating a significant barrier to achieving favorable returns. The gross yield of 2.3% suggests limited cash flow potential, challenging long-term value appreciation prospects as it stands.
Economic Sensitivity Risk: With both economic stability and tenant stability scores at 60/100, there is a heightened risk of vacancy and rent default during economic downturns.
