This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 2-bathroom apartment of 167 m², energy rating B. Located on rua Pedro Monjardino, 12, São Domingos de Benfica parish, Lisbon municipality, Lisbon district. This property features a modern condominium room equipped for social gatherings and events, enhancing community engagement while promoting accessibility with two elevators for easy navigation.
The valuation. The asking price of €885,000 is significantly above the fair value of €740,499, resulting in an overvaluation of €144,501 or 16.3%. This price reflects a mismatch between current market expectations and intrinsic property value.
Fair value modelled at €740,499 from the area baseline, adjusted for condition and location. Asking €885,000 sits €144,501 (16.3%) above — overpriced versus fair value.
Asking €885,000 versus the rua Pedro Monjardino, 12 area baseline of €657,646 (€3,938/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 76/100 (Condition 72 · Materials 80 · Room dimensions 74). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 81/100 (Housing Market 80 · Amenities 85 · Economic 90 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
rua Pedro Monjardino, 12
Area baseline €657,646 + condition +€1,305 + location +€81,548 = modelled fair value of €740,499 (€4,434/m²), a €144,501 (16.3%) gap versus the €885,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Pedro Monjardino, 12 | Subject | €885,000 | €5,299 | — | 72 | 81 |
| rua Maestro Frederico de Freitas | Active | €870,000 | €5,118 | 3.4% | 75 | 72 |
| avenida das Nações Unidas | Active | €950,000 | €4,897 | 7.6% | 74 | 80 |
| avenida David Mourão-Ferreira, 51 | Active | €735,000 | €4,176 | 21.2% | 80 | 78 |
| rua do Centro Cultural, 10 | Active | €1,200,000 | €4,528 | 14.6% | 78 | 82 |
| Median comp | €910,000 | €4,713 | 11.1% | 77 | 79 |
Long-term rental The 4-bed apartment in São Domingos de Benfica presents a gross yield of 3.1%, which is below the expected returns in this competitive market, suggesting a less attractive long-term rental scenario. Given its current price of €885,000, exceeding the fair value of €740,499 by 16.3%, this investment appears overpriced for sustained rental income. Buy-and-hold In a buy-and-hold strategy, the property's current pricing at €885,000 does not align with its fair value of €740,499, resulting in a 16.3% price premium that diminishes potential future capital appreciation. The neighborhood's rating of 81/100 indicates decent prospects, but the excessive initial investment may reduce overall returns over time. Family rental While the property may attract families due to its size and decent neighborhood rating, the current listing price of €885,000 overestimates its value in comparison to the fair value of €740,499 by 16.3%. The challenged yield of 3.1% further complicates its viability as a family rental, indicating that the investment may not generate satisfactory returns for prospective landlords.
Tenant Default Risk With a tenant stability score of 70/100, there is an increased risk of tenant turnover or defaults, which could impact cash flow.
