This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
5-bedroom, 4-bathroom house of 300 m², energy rating B. Located on rua da Cruz, 166, Paranhos parish, Porto municipality, Porto district. Noteworthy Features: The property has maintained unique granite walls reflecting historical architecture, and boasts a spacious plot size of 1,200 m², ideal for outdoor enhancements.
The valuation. The asking price of €950,000 is significantly higher than the fair value of €772,191, resulting in an overvaluation of €177,809 (18.7%). This property does not represent a sound investment given its current price point.
Fair value modelled at €772,191 from the area baseline, adjusted for condition and location. Asking €950,000 sits €177,809 (18.7%) above — overpriced versus fair value.
Asking €950,000 versus the rua da Cruz, 166 area baseline of €1,067,100 (€3,557/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 68/100 (Condition 70 · Materials 75 · Room dimensions 64). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 72/100 (Housing Market 75 · Amenities 70 · Economic 70 · Tenant Quality 73). Strong amenities and housing-market momentum support a premium to baseline.
rua da Cruz, 166
Area baseline €1,067,100 + condition -€31,406 + location +€64,997 = modelled fair value of €772,191 (€2,574/m²), a €177,809 (18.7%) gap versus the €950,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua da Cruz, 166 | Subject | €950,000 | €3,167 | — | 70 | 72 |
| parque Oriental | Active | €849,000 | €2,670 | 15.7% | 80 | 73 |
| Paranhos · 90da2b | Active | €550,000 | €5,046 | 59.3% | 70 | 76 |
| rua do Bonjardim | Active | €995,000 | €2,696 | 14.8% | 75 | 76 |
| rua Maria Peregrina de Sousa | Active | €990,000 | €3,000 | 5.3% | 78 | 71 |
| Median comp | €919,500 | €2,848 | 10.1% | 77 | 75 |
Long-term rental With a gross yield of 3.6%, the property offers moderate returns that may not meet investment expectations given the higher purchase price. The gap of 18.7% from fair value suggests that the property is priced above its intrinsic worth, which may limit profitability in a long-term rental strategy. Family rental While the property is situated in a suburban area with amenities nearby, it does not capitalize on its potential as a family rental due to its overpriced listing. The combination of a fair value gap and a condition rating of 68/100 indicates that significant investment may be needed to make it appealing for family tenants. Buy-and-hold Investing in this property as a buy-and-hold strategy is questionable given its valuation of €950,000, which exceeds the fair value of €772,191. The potential for capital appreciation is diminished by the 18.7% price inflation over its fair market value, which could affect long-term gains negatively.
Economic Vulnerability The economic stability score of 70/100 indicates potential challenges in economic resilience, which may lead to fluctuations in tenant demand and rental income stability. Tenant Turnover Risk With a tenant stability score of 73/100, there is a moderate risk of turnover that could affect consistent cash flow.
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