This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 109 m², built in 1984, energy rating C. Located on rua Doutor Manuel Fernandes Duarte, Oeiras e São Julião da Barra, Paço de Arcos e Caxias parish, Oeiras municipality, Lisbon district. Noteworthy Features: The apartment boasts a sunroom that enhances its spaciousness and offers versatile use, along with recently installed PVC windows ensuring superior thermal and acoustic insulation.
The valuation. The asking price of €550,000 sits above the fair value of €533,032 by €16,968 (3.1%). This indicates that the property is overpriced in the current market. Buy-to-flip angle. A buy-to-flip strategy could involve cosmetic upgrades to the living room furnishings, targeting a resale positioned around €570,000 after improvements. This would capitalize on the desirable location's suburban traits. Buy-to-let angle. The property could generate approximately €1,650 per month, yielding a gross annual income of 3.6%. This strategy aligns well with family rental demand in the Lisbon suburban area, providing stable long-term returns.
Fair value modelled at €533,032 from the area baseline, adjusted for condition and location. Asking €550,000 sits €16,968 (3.1%) above — overpriced versus fair value.
Asking €550,000 versus the rua Doutor Manuel Fernandes Duarte area baseline of €499,111 (€4,579/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 70/100 (Condition 68 · Materials 75 · Room dimensions 73). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 71/100 (Housing Market 75 · Amenities 70 · Economic 70 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
rua Doutor Manuel Fernandes Duarte
Area baseline €499,111 + condition -€8,005 + location +€41,925 = modelled fair value of €533,032 (€4,890/m²), a €16,968 (3.1%) gap versus the €550,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Doutor Manuel Fernandes Duarte | Subject | €550,000 | €5,046 | — | 68 | 71 |
| Oeiras e São Julião da Barra, Paço de Arcos e Caxias · 1e65b4 | Active | €499,000 | €4,708 | 6.7% | 68 | 77 |
| rua Oeiras, 1 | Active | €650,000 | €5,000 | 0.9% | 75 | 75 |
| São Domingos de Rana · 02396d | Active | €435,000 | €5,241 | 3.9% | 65 | 76 |
| Oeiras e São Julião da Barra, Paço de Arcos e Caxias · f36680 | Active | €489,000 | €4,842 | 4.0% | 76 | 71 |
| Median comp | €494,000 | €4,921 | 2.5% | 72 | 76 |
Long-term rental Given the property's gross yield of 3.6% and its fair value being 3.1% lower than the listing price, it signifies that the investment is not likely to provide a competitive long-term rental income compared to market standards. Furthermore, the moderate condition rating of 70/100 and the neighbourhood score of 71/100 suggest limited appeal for long-term tenants at the current asking price. Family rental While the property is located in a suburban area with residential characteristics that may appeal to families, the asking price exceeds its fair value by 3.1%, indicating limited affordability for potential family renters. Additionally, the condition rating of 70/100 may deter families seeking well-maintained homes, which might lead to prolonged vacancy periods. Buy-and-hold The current listing price of €550,000, which is 3.1% above the fair value, suggests that the buy-and-hold strategy may not yield adequate returns in the long run, especially considering the relatively low gross yield of 3.6%. As the neighbourhood scores are average, investors may face challenges in appreciating property value over time in this competitive market segment.
Economic and tenant uncertainty The economic stability score of 70/100 and tenant stability score of 70/100 suggest a moderate risk, indicating potential fluctuations in income due to varying tenant retention rates and local market conditions.
