This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
1-bedroom, 1-bathroom apartment of 115 m², built in 2005, energy rating C. Located Santa Maria, São Pedro e Matacães parish, Torres Vedras municipality, Lisbon district. Noteworthy Features: The apartment offers an excellent balcony that enhances outdoor living, paired with a significant 32.5 m² dependent area including both storage and private parking. Condition Notes: Well-maintained interiors exhibit minimal wear, enhancing its investment potential.
The valuation. The asking price of €239,900 is significantly below the fair value of €391,555, indicating a discount of €151,655 (63.2%). This property is therefore underpriced and presents a compelling investment opportunity.
Fair value modelled at €391,555 from the area baseline, adjusted for condition and location. Asking €239,900 sits €151,655 (63.2%) below — the upside to fair value.
Asking €239,900 versus the Santa Maria, São Pedro e Matacães, Torres Vedras, Lisbon area baseline of €394,910 (€3,434/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 66/100 (Condition 68 · Materials 62 · Room dimensions 70). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 58/100 (Housing Market 50 · Amenities 60 · Economic 55 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
Santa Maria, São Pedro e Matacães, Torres Vedras, Lisbon
Area baseline €394,910 + condition -€15,992 + location +€12,637 = modelled fair value of €391,555 (€3,405/m²), a €151,655 (63.2%) gap versus the €239,900 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Santa Maria, São Pedro e Matacães · 4a8120 | Subject | €239,900 | €2,086 | — | 68 | 58 |
| Santa Maria, São Pedro e Matacães · 956ff0 | Active | €299,000 | €2,848 | 36.5% | 70 | 56 |
| rua Doutor Gomes Leal | Active | €284,500 | €3,428 | 64.3% | — | 55 |
| rua José Carvalho Mesquita | Active | €320,000 | €2,406 | 15.3% | 72 | 64 |
| rua dos Cavaleiros da Espora Dourada | Active | €305,000 | €2,629 | 26.0% | 72 | 57 |
| Median comp | €302,000 | €2,739 | 31.3% | 72 | 57 |
Long-term rental The property presents a strong opportunity for long-term rental given its attractive pricing at €239,900, creating a substantial gap of 63.2% below fair value at €391,555. With a gross yield of 3.6%, this investment is poised for steady cash flow in a desirable commuter location. Buy-and-hold Investing in this 1-bed apartment for a buy-and-hold strategy is advisable, as the current price signifies significant potential for appreciation, with fair value indicating a 63.2% upside. Given the steady demand in a suburban area with local amenities, this property effectively positions itself for long-term capital growth. Not ideal for luxury market Positioned in a suburban environment, this apartment does not cater to the luxury market, as the neighborhood ratings and property characteristics suggest a focus on affordability rather than high-end appeal. Investors should thus seek opportunities outside the luxury segment to align with the property's profile. Not ideal for student housing Given the property’s suburban characteristics and lack of specific amenities conducive to student living, it is not suited for the student housing market. The demographic profile and local amenities indicate a stronger appeal to long-term residents rather than transient student populations.
Economic Vulnerability The property's economic stability score of 55 indicates a potential risk of economic downturns impacting tenant retention and rental income. This can lead to fluctuations in occupancy rates and negatively affect cash flow. Tenant Fluctuation Risk With a tenant stability score of 60, there is a reasonable chance of turnover, which could increase vacancy periods and associated costs.
