This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 105 m², built in 1993, energy rating C. Located Santa Maria, São Pedro e Matacães parish, Torres Vedras municipality, Lisbon district. Noteworthy Features: The apartment is equipped with a fireplace and heat recovery system, enhancing comfort during colder months while also benefiting from two sunny balconies for outdoor relaxation.
The valuation. The asking price of €299,000 sits €59,231 below the fair value of €358,231, indicating the property is underpriced by 19.8%. This presents a strong investment opportunity for potential buyers. Buy-to-flip angle. The strategy involves renovating the apartment using its solid wooden cabinetry and decent fixtures to enhance appeal, aiming for a quick resale at a significantly higher price point than the purchase cost. Buy-to-let angle. With an estimated gross yield of 2.9%, generating approximately €723 per month from long-term rentals aligns with the growing demand in this commuter-dependent area, making it a viable investment for stable cash flow.
Fair value modelled at €358,231 from the area baseline, adjusted for condition and location. Asking €299,000 sits €59,231 (19.8%) below — the upside to fair value.
Asking €299,000 versus the Santa Maria, São Pedro e Matacães, Torres Vedras, Lisbon area baseline of €360,570 (€3,434/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 68/100 (Condition 70 · Materials 75 · Room dimensions 64). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 56/100 (Housing Market 50 · Amenities 55 · Economic 55 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
Santa Maria, São Pedro e Matacães, Torres Vedras, Lisbon
Area baseline €360,570 + condition -€10,992 + location +€8,654 = modelled fair value of €358,231 (€3,412/m²), a €59,231 (19.8%) gap versus the €299,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Santa Maria, São Pedro e Matacães · 956ff0 | Subject | €299,000 | €2,848 | — | 70 | 56 |
| Santa Maria, São Pedro e Matacães · 4a8120 | Active | €239,900 | €2,086 | 26.7% | 68 | 58 |
| rua Doutor Gomes Leal | Active | €284,500 | €3,428 | 20.4% | — | 55 |
| rua José Carvalho Mesquita | Active | €320,000 | €2,406 | 15.5% | 72 | 64 |
| Santa Maria, São Pedro e Matacães · 4bc4d7 | Active | €315,000 | €2,716 | 4.6% | 65 | 58 |
| Median comp | €299,750 | €2,561 | 10.1% | 68 | 58 |
Long-term rental The 2-bed apartment in Santa Maria represents a viable long-term rental opportunity, with a fair value gap of 19.8% indicating a price below market expectations. However, the lower yield of 2.9% suggests careful consideration in the context of the property's condition and neighborhood ratings. Family rental Targeting families for this rental unit is advisable due to the apartment's size and layout, enhancing its appeal for longer stays. The moderate demand in the peripheral Lisbon location indicates potential stability in occupancy rates, despite the modest yield and basic amenities. Buy-and-hold Acquiring this property as a buy-and-hold investment could yield decent appreciation in the long run, especially given its subvalorizada status compared to fair market value. The current condition and neighborhood score suggest that consistent management and potential improvements could enhance rental income over time.
Economic Vulnerability The property is at risk due to a relatively low economic stability score of 55/100, indicating potential fluctuations in local market conditions that could impact rental income and property value.
