This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 0-bathroom house of 193 m², built in 2009, energy rating C. Located Lourinhã e Atalaia parish, Lourinhã municipality, Lisbon district. This property includes a heated pool and landscaped garden, enhancing both outdoor leisure and aesthetics, while the proximity to the beach promises a serene coastal lifestyle.
The valuation. The asking price of €989,000 exceeds the fair value of €448,243 by €540,757, representing a 54.7% premium. This property is considered overpriced based on current market assessments.
Fair value modelled at €448,243 from the area baseline, adjusted for condition and location. Asking €989,000 sits €540,757 (54.7%) above — overpriced versus fair value.
Asking €989,000 versus the Lourinhã e Atalaia, Lourinhã, Lisbon area baseline of €414,178 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 85/100 (Condition 80 · Materials 90 · Room dimensions 85). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 56/100 (Housing Market 55 · Amenities 55 · Economic 50 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
Lourinhã e Atalaia, Lourinhã, Lisbon
Area baseline €414,178 + condition +€24,125 + location +€9,940 = modelled fair value of €448,243 (€2,323/m²), a €540,757 (54.7%) gap versus the €989,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Lourinhã e Atalaia · 9567b3 | Subject | €989,000 | €5,124 | — | 80 | 56 |
| rua das Figueiras | Active | €210,000 | €3,818 | 25.5% | 75 | 56 |
| Lourinhã e Atalaia · 96c213 | Active | €250,000 | €2,717 | 47.0% | 65 | 61 |
| Lourinhã e Atalaia · bf2989 | Active | €765,000 | €3,883 | 24.2% | 75 | 43 |
| rua da Charneca, 8 | Active | €645,000 | €3,544 | 30.8% | 73 | 54 |
| Median comp | €447,500 | €3,681 | 28.2% | 74 | 55 |
Long-term rental The property is currently listed at €989,000, significantly higher than the fair value of €448,243, indicating it is overpriced by 54.7%. This diluted yield of 2.5% suggests long-term rental may not provide a competitive return compared to alternative investments. Family rental Although family rentals can offer stability, the property’s overvaluation at €989,000 compared to a fair value of €448,243 makes it financially nonviable with a yield of only 2.5%. Families often seek affordable rentals, and with this property being overpriced, it may struggle to attract suitable tenants. Buy-and-hold Investing in this property as a buy-and-hold strategy is challenged by its significant price gap, with a current listing of €989,000 against a fair market value of €448,243. The low gross yield of 2.5% further indicates that the property is overpriced and may not appreciate sufficiently to justify the investment over time.
Tenant Default Risk With a tenant stability score of 60/100, there is a moderate risk of tenant defaults, potentially affecting cash flow and overall investment returns.
