This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 3-bathroom house of 180 m², built in 1998, energy rating D. Located on rua Bento Gonçalves, 96, Fernão Ferro parish, Seixal municipality, Setúbal district. The property features a refrigerated wine cellar and a garden equipped with an irrigation system, barbecue area, and oven, enhancing outdoor leisure for family gatherings.
The valuation. The asking price of €610,000 is significantly above fair value, which is estimated at €327,777. This places the property €282,223 (46.3%) overpriced, indicating a potential financial risk for buyers.
Fair value modelled at €327,777 from the area baseline, adjusted for condition and location. Asking €610,000 sits €282,223 (46.3%) above — overpriced versus fair value.
Asking €610,000 versus the rua Bento Gonçalves, 96 area baseline of €285,840 (€1,588/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 87/100 (Condition 87 · Materials 90 · Room dimensions 83). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 67/100 (Housing Market 70 · Amenities 60 · Economic 65 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
rua Bento Gonçalves, 96
Area baseline €285,840 + condition +€22,500 + location +€19,437 = modelled fair value of €327,777 (€1,821/m²), a €282,223 (46.3%) gap versus the €610,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Bento Gonçalves, 96 | Subject | €610,000 | €3,389 | — | 87 | 67 |
| Fernão Ferro · bf2a01 | Active | €610,000 | €3,389 | 0% | 82 | 57 |
| Fernão Ferro · 96c6f5 | Active | €549,000 | €3,921 | 15.7% | 78 | 73 |
| Fernão Ferro · 4b9a16 | Active | €485,000 | €3,674 | 8.4% | 85 | 56 |
| Fernão Ferro · 3898f3 | Active | €595,000 | €3,036 | 10.4% | 80 | 75 |
| Median comp | €572,000 | €3,532 | 4.2% | 81 | 65 |
Long-term rental The property is overpriced at €610,000 compared to its fair value of €327,777, indicating a substantial risk for long-term rental returns. With a gross yield of only 3.1%, the investment may struggle to generate satisfactory cash flow in a mixed urban and suburban context. Family rental Despite being in an appealing area close to Lisbon, the property is overpriced by 46.3%, which may deter prospective families seeking affordable long-term housing. The housing market, while stable, does not support the high listing price, given the fair value assessment. Buy-and-hold Investing in this property as a buy-and-hold strategy is unadvisable due to its significant price gap from fair value, suggesting limited appreciation potential. The combination of a gross yield of 3.1% and the current market dynamics imply that holding the property long-term may not result in the expected returns for investors.
Economic Pressure With an economic stability score of 65, there is a risk of declining market conditions impacting the property's value and rental income potential.
