This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 106 m², energy rating F. Located on rua Pedro Bandeira, Lumiar parish, Lisbon municipality, Lisbon district. Noteworthy features: The apartment features high-quality finishes and a modern design, ensuring both aesthetic appeal and functionality for comfortable living in a spacious layout. Surroundings: The property is situated within a serene residential area, providing a balanced lifestyle with ample green spaces nearby.
The valuation. The asking price of €560,000 sits €83,398 (14.9%) above the fair value of €476,602, indicating that this property is overpriced. This discrepancy highlights the need for careful financial consideration before any investment.
Fair value modelled at €476,602 from the area baseline, adjusted for condition and location. Asking €560,000 sits €83,398 (14.9%) above — overpriced versus fair value.
Asking €560,000 versus the rua Pedro Bandeira area baseline of €510,602 (€4,817/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 83/100 (Condition 75 · Materials 85 · Room dimensions 85). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 78/100 (Housing Market 80 · Amenities 75 · Economic 80 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
rua Pedro Bandeira
Area baseline €510,602 + condition +€12,422 + location +€46,752 = modelled fair value of €476,602 (€4,496/m²), a €83,398 (14.9%) gap versus the €560,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Pedro Bandeira | Subject | €560,000 | €5,283 | — | 75 | 78 |
| largo Calouste Gulbenkian, 5 | Active | €480,000 | €5,517 | 4.4% | 75 | 82 |
| avenida João Crisóstomo | Active | €818,000 | €6,292 | 19.1% | 74 | 91 |
| avenida Columbano Bordalo Pinheiro, 108 | Active | €797,000 | €5,948 | 12.6% | 78 | 79 |
| São Domingos de Benfica · 6fbc0e | Active | €324,500 | €3,090 | 41.5% | 76 | 72 |
| Median comp | €638,500 | €5,733 | 8.5% | 76 | 81 |
Long-term rental The property in Lumiar, listed at €560,000, is significantly overpriced compared to its fair value of €476,602, translating to a gap of 14.9%. With a gross yield of only 3.2%, pursuing a long-term rental strategy may not yield competitive returns in the current market. Family rental While the apartment is positioned in a neighborhood recognized for its educational infrastructure, its price point of €560,000 exceeds the estimated fair value of €476,602, resulting in an excessive valuation of 14.9%. Thus, a family rental strategy would be challenged by the lack of compelling financial incentives due to the 3.2% gross yield. Buy-and-hold Investing in this 3-bed apartment as a buy-and-hold strategy is questionable, given that it is priced at €560,000 while the fair value stands at €476,602, reflecting a 14.9% overvaluation. The 3.2% gross yield does not present a strong case for long-term appreciation in the current market conditions.
Economic Volatility Risk The economic stability score of 80/100 indicates a relatively strong economy, but the tenant stability score of 75/100 suggests potential fluctuations in tenant retention that could affect rental income.
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