This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 1-bathroom house of 80 m², energy rating D. Located Santo Antão e São Julião do Tojal parish, Loures municipality, Lisbon district. This property features a unique exterior design set in a quiet square, providing both outdoor space for gardens and potential for custom modernization in a family-friendly environment.
The valuation. The asking price of €320,000 is significantly above the fair value of €169,473, representing an overpricing of €150,527 (47.0%). Such a substantial gap indicates that the property is not a viable investment opportunity. Buy-to-flip angle. A buy-to-flip strategy may be challenging given the current condition score of 60/100, as renovations will require considerable investment to meet modern standards and appeal. This would likely hinder quick resale profits in a competitive market. Buy-to-let angle. With an estimated gross yield of 3.7% and monthly rental potential at approximately €987, the long-term rental strategy can provide steady income. However, the property's dated features could impact desirability in the rental market.
Fair value modelled at €169,473 from the area baseline, adjusted for condition and location. Asking €320,000 sits €150,527 (47.0%) above — overpriced versus fair value.
Asking €320,000 versus the Santo Antão e São Julião do Tojal, Loures, Lisbon area baseline of €269,920 (€3,374/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 60/100 (Condition 60 · Materials 55 · Room dimensions 65). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 75/100 (Housing Market 80 · Amenities 70 · Economic 80 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
Santo Antão e São Julião do Tojal, Loures, Lisbon
Area baseline €269,920 + condition -€19,375 + location +€17,168 = modelled fair value of €169,473 (€2,118/m²), a €150,527 (47.0%) gap versus the €320,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Santo Antão e São Julião do Tojal · 4d4590 | Subject | €320,000 | €4,000 | — | 60 | 75 |
| Santo Antão e São Julião do Tojal · 28b80d | Active | €1,200,000 | €4,364 | 9.1% | 40 | 70 |
| rua Chã, 19 | Active | €599,990 | €2,247 | 43.8% | 68 | 66 |
| rua Chã, 19 | Active | €599,990 | €2,247 | 43.8% | 60 | 73 |
| rua João Simoes Castelo S / N | Active | €425,000 | €1,763 | 55.9% | — | 74 |
| Median comp | €599,990 | €2,247 | 43.8% | 60 | 72 |
Long-term rental This property is priced at €320,000, which is a 47.0% premium over its fair value of €169,473, indicating a significant overvaluation for potential long-term rental investment. With a gross yield of only 3.7% and a condition rating of 60/100, the investment return does not justify the current asking price. Family rental The asking price of €320,000 reflects a significant premium compared to the fair value of €169,473, resulting in a 47.0% overpricing that may deter family renters. Given the property’s condition rating of 60/100 and yield of 3.7%, it may not meet the financial expectations of families seeking reasonably priced housing options. Buy-and-hold At €320,000, this property is considerably overpriced compared to the fair value of €169,473, showcasing a 47.0% discrepancy that affects its attractiveness for a buy-and-hold strategy. With a gross yield of 3.7% and a condition rating of 60/100, the financial fundamentals do not support the current pricing structure for long-term capital appreciation. Not ideal for: The property is not suitable for student housing, given the overvaluation and less favorable yield. It also does not align with the luxury market expectations due to its pricey listing amidst average conditions and yield. Short-term vacation rental Investing in short-term vacation rental is not advisable, as the property is overpriced at €320,000, overwhelmingly surpassing its fair value of €169,473. The low gross yield of 3.7% further limits its viability in this competitive market segment.
Economic downturn risk The economic stability score of 80 may indicate moderate stability, but combined with the tenant stability score of 75, there is a risk of potential economic downturns affecting rental income and occupancy rates.
Contributions are public and shown with the author's name and role. Links posted by users are not endorsed by Private Markets.
Log in to continue
Please log in or create an account to access this page.
No posts yet for this property.
Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
Log in to buy the report or use a credit
