This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 3-bathroom house of 170 m², built in 1996, energy rating D. Located on rua São José, Cascais e Estoril parish, Cascais municipality, Lisbon district. This property features a heated pool and wood deck, enhancing outdoor living, and is ideally located just a 5-minute drive from the vibrant center of Cascais.
The valuation. The asking price of €1,400,000 stands significantly above the fair value of €901,728, reflecting an excessive premium of €498,272 or 35.6%. This indicates the property is overpriced. Buy-to-flip angle. A buy-and-flip strategy could yield profit opportunities through renovations or minor improvements, targeting a resale to capitalize on the upscale elements of the home. Aiming for a resale approach could provide sufficient appeal to buyers in the region. Buy-to-let angle. With a projected gross yield of 3%, generating approximately €3,500 a month in rental income could attract long-term tenants, especially families, leveraging the property's upscale finishes and suburban location. Focused on family rentals may ensure steady occupancy, maximizing cash flow potential.
Fair value modelled at €901,728 from the area baseline, adjusted for condition and location. Asking €1,400,000 sits €498,272 (35.6%) above — overpriced versus fair value.
Asking €1,400,000 versus the rua São José area baseline of €812,090 (€4,777/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 76/100 (Condition 75 · Materials 78 · Room dimensions 76). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 67/100 (Housing Market 70 · Amenities 65 · Economic 65 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
rua São José
Area baseline €812,090 + condition +€3,188 + location +€57,210 = modelled fair value of €901,728 (€5,304/m²), a €498,272 (35.6%) gap versus the €1,400,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua São José | Subject | €1,400,000 | €8,235 | — | 75 | 67 |
| rua Piscinas | Active | €2,550,000 | €9,808 | 19.1% | 80 | 74 |
| Cascais e Estoril · f360b8 | Active | €1,749,999 | €6,295 | 23.6% | 85 | 72 |
| Cascais e Estoril · 6d5335 | Active | €2,200,000 | €10,377 | 26.0% | — | 72 |
| rua Campânulas | Active | €2,900,000 | €10,035 | 21.8% | 78 | 72 |
| Median comp | €2,375,000 | €9,922 | 20.5% | 80 | 72 |
Long-term rental The property is overpriced by 35.6% against its fair value, which suggests that long-term rental returns may not justify the current price level. With a gross yield of only 3% and neighbourhood ratings that indicate moderate demand, the investment may not meet the necessary financial performance parameters. Buy-and-hold While buy-and-hold strategies typically benefit from capital appreciation, this property’s valuation at €1,400,000 is misaligned with the fair value assessment of €901,728. Investors may find that the anticipated returns from holding this asset are diminished due to the high purchase price relative to its true market value. Family rental The property’s current market condition is rated 76/100, indicating decent livability, yet its 35.6% premium over fair value makes it a less attractive option for family rental investments. Families seeking rental homes may gravitate towards more financially sensible alternatives, making the profitability of this investment questionable. Not ideal for Luxury market The property does not align with the expectations of the luxury market due to its pricing that exceeds fair value significantly. The neighbourhood’s moderate ratings further deter luxury segment interest, risking stagnation for high-value appreciation. Not ideal for Short-term vacation rental Given the property’s current price being 35.6% above fair value, the short-term rental market may not be able to deliver returns commensurate with the investment. Concerns around the suitability of the location for this strategy highlight fundamental misalignment with potential rental yields. Not ideal for Student housing The property’s valuation at €1,400,000 does not support sustainable student housing investments, as the area’s moderate demand does not promise high turnover or rental income. The significant gap to fair value raises flags, suggesting that properties better suited for students would yield more reliable returns.
Economic Fluctuation Risk The combined economic and tenant stability scores of 65 indicate potential vulnerability to economic downturns, which may lead to increased vacancy rates and reduced rental income.
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Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
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