This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom apartment of 125 m², energy rating C. Located on rua Monserrate, 63, Matosinhos e Leça da Palmeira parish, Matosinhos municipality, Porto district. This apartment features a large south-facing balcony, ideal for sunbathing, and is situated directly opposite Gonçalves Zarco Secondary School, offering convenience for families.
The valuation. The asking price of €364,900 sits slightly below the fair value of €365,662, indicating that the property is subvalued by €762 (0.2%). This presents an attractive purchasing opportunity for investors. Buy-to-flip angle. A quick renovation can enhance the apartment's appeal for a resale strategy, allowing for potential marking up during a hot market. The modern finishes should attract buyers looking for a move-in-ready space. Buy-to-let angle. The estimated monthly rental income of €1,429 translates to a gross yield of 4.7%, making it an appealing option for long-term investment. With the family-friendly location, steady tenant demand is expected.
Fair value modelled at €365,662 from the area baseline, adjusted for condition and location. Asking €364,900 sits €762 (0.2%) below — the upside to fair value.
Asking €364,900 versus the rua Monserrate, 63 area baseline of €413,750 (€3,310/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 74/100 (Condition 76 · Materials 75 · Room dimensions 72). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 64/100 (Housing Market 67 · Amenities 60 · Economic 65 · Tenant Quality 62). Strong amenities and housing-market momentum support a premium to baseline.
rua Monserrate, 63
Area baseline €413,750 + condition -€1,562 + location +€19,474 = modelled fair value of €365,662 (€2,925/m²), a €762 (0.2%) gap versus the €364,900 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Monserrate, 63 | Subject | €364,900 | €2,919 | — | 76 | 64 |
| Matosinhos e Leça da Palmeira · 25f503 | Active | €399,000 | €4,385 | 50.2% | 73 | 70 |
| rua Diu | Active | €288,000 | €3,740 | 28.1% | 75 | 73 |
| avenida Dom Afonso Henriques | Active | €385,000 | €3,263 | 11.8% | 76 | 70 |
| avenida Doutor Salgado Zenha, 371 | Active | €350,000 | €3,211 | 10.0% | 75 | 68 |
| Median comp | €367,500 | €3,502 | 19.9% | 75 | 70 |
Long-term rental The property presents a gross yield of 4.7%, indicating a strong potential for stable monthly income. With fair value closely aligning to the listing price, it remains attractive for long-term rental investors seeking reliable returns. Buy-and-hold This 2-bed apartment, relatively close to Porto, is well-positioned for sustained value appreciation over time, especially given the community's family-oriented appeal. Its current listing, slightly under the fair value, suggests it is a sound investment for those looking to benefit from long-term market growth. Family rental Given its suburban safety and appeal to families, this apartment is well-suited for long-term family rentals in a growing area. The combination of acceptable condition and minimal price gap from fair value makes it an attractive option for landlords targeting families in need of stable housing.
Economic Sensitivity The combination of an economic stability score of 65 and a tenant stability score of 62 indicates potential vulnerability to market fluctuations, which may impact rental income stability.
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Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
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