This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 87 m², built in 2008, energy rating B. Located on rua Cidade de Lisboa, 108, Montijo e Afonsoeiro parish, Montijo municipality, Setúbal district. Property Highlights: This apartment features a balcony with a picturesque river view, enhancing outdoor enjoyment and offering a serene atmosphere in an urban setting.
The valuation. The asking price of €270,000 is significantly above the fair value of €156,656, indicating an excessive premium of €113,344 (42.0%). This property is overpriced according to current market conditions.
Fair value modelled at €156,656 from the area baseline, adjusted for condition and location. Asking €270,000 sits €113,344 (42.0%) above — overpriced versus fair value.
Asking €270,000 versus the rua Cidade de Lisboa, 108 area baseline of €243,252 (€2,796/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 78/100 (Condition 77 · Materials 80 · Room dimensions 78). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 54/100 (Housing Market 50 · Amenities 50 · Economic 60 · Tenant Quality 50). Strong amenities and housing-market momentum support a premium to baseline.
rua Cidade de Lisboa, 108
Area baseline €243,252 + condition +€4,622 + location +€2,394 = modelled fair value of €156,656 (€1,801/m²), a €113,344 (42.0%) gap versus the €270,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Cidade de Lisboa, 108 | Subject | €270,000 | €3,103 | — | 77 | 54 |
| rua Pedro Hispano, 69 | Active | €398,000 | €2,653 | 14.5% | 75 | 52 |
| rua Dom Nuno Álvares Botelho, 68 | Active | €435,000 | €2,753 | 11.3% | 78 | 54 |
| rua Aquilino Ribeiro, 62 | Active | €370,000 | €3,190 | 2.8% | 70 | 56 |
| Montijo e Afonsoeiro · 937416 | Active | €445,000 | €2,853 | 8.1% | 79 | 55 |
| Median comp | €416,500 | €2,803 | 9.7% | 77 | 55 |
Long-term rental The apartment's gross yield of 3.9% indicates a low return relative to its €270,000 listing price, suggesting it may not attract long-term tenants effectively. Given the fair value of €156,656, the property appears overpriced, which could hinder rental demand and profitability. Buy-and-hold Investing in this property for a buy-and-hold strategy seems risky, as the significant gap of 42.0% from fair value reflects a potential decline in equity over time. Additionally, the neighborhood's score of 54/100 signals limited appreciation potential, amplifying the challenges of long-term investment. Family rental While the property is located near Lisbon metro and has decent condition (78/100), its overpriced status at €270,000 limits its attractiveness to families seeking affordable housing options. With a fair value below the listing price, potential families may be deterred by the inability to obtain suitable value for the overall costs involved.
Economic Volatility Risk The economic stability score of 60/100 indicates a moderate likelihood of fluctuations in local economic conditions, which could adversely impact tenant demand given the tenant stability score of 50/100.
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