This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom apartment of 99 m², built in 2007, energy rating A. Located on rua de Cruz do Pau, São Mamede de Infesta e Senhora da Hora parish, Matosinhos municipality, Porto district. Noteworthy Features: This apartment offers a private balcony off the suite featuring a Jacuzzi bathtub, enhancing relaxation and comfort with excellent natural light and a spacious layout.
The valuation. The asking price of €370,000 is significantly above the fair value of €301,745, resulting in an overvaluation of €68,255 (18.4%). This property is not considered a sound investment based on its current pricing.
Fair value modelled at €301,745 from the area baseline, adjusted for condition and location. Asking €370,000 sits €68,255 (18.4%) above — overpriced versus fair value.
Asking €370,000 versus the rua de Cruz do Pau area baseline of €327,690 (€3,310/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 79/100 (Condition 75 · Materials 83 · Room dimensions 78). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 68/100 (Housing Market 70 · Amenities 65 · Economic 65 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
rua de Cruz do Pau
Area baseline €327,690 + condition +€6,497 + location +€19,830 = modelled fair value of €301,745 (€3,048/m²), a €68,255 (18.4%) gap versus the €370,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua de Cruz do Pau | Subject | €370,000 | €3,737 | — | 75 | 68 |
| rua Alcino Soutinho, 71 | Active | €439,000 | €3,540 | 5.3% | 80 | 74 |
| parque da Cidade | Active | €700,000 | €4,795 | 28.3% | 75 | 65 |
| rua de Martim Moniz, 500 | Active | €340,000 | €4,857 | 30.0% | 75 | 70 |
| rua Dom Frei Gonçalo Pais, 65 | Active | €307,500 | €2,821 | 24.5% | 70 | 66 |
| Median comp | €389,500 | €4,168 | 11.5% | 75 | 68 |
Long-term rental With a gross yield of 2.9%, the property does not provide an attractive return for long-term rental investors in a competitive market. The listing price of €370,000 is 18.4% above the fair value of €301,745, indicating that it is overpriced and may lead to challenges in securing tenants. Buy-and-hold Investing in this property for a buy-and-hold strategy is not advisable due to its current valuation, which is significantly higher than its fair market value. The combination of an overpriced listing and modest yield makes it a less desirable asset over a long investment horizon. Family rental Although the neighborhood provides residential appeal, the €370,000 price tag suggests that the property may not meet the expectations of families looking for value. Given its disappointing yield and overpriced status, this property may deter potential family renters seeking affordable options in a suburban setting.
Economic vulnerability The property is at risk due to a moderate economic stability score of 65, indicating potential fluctuations that could impact rental income and occupancy rates.
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