This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 3-bathroom house of 238 m², built in 1995, energy rating D. Located on rua Sá e Melo, 175, Cidade da Maia parish, Maia municipality, Porto district. Noteworthy Features: This property includes a potential second dwelling in the annex, ideal for multi-family living or as a rental opportunity, maximizing its investment value in Maia.
The valuation. The asking price of €520,000 is significantly above fair value, creating a discrepancy of €191,352 (36.8%). This property is overpriced compared to its estimated fair value of €328,648.
Fair value modelled at €328,648 from the area baseline, adjusted for condition and location. Asking €520,000 sits €191,352 (36.8%) above — overpriced versus fair value.
Asking €520,000 versus the rua Sá e Melo, 175 area baseline of €654,262 (€2,749/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 68/100 (Condition 72 · Materials 75 · Room dimensions 65). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 65/100 (Housing Market 70 · Amenities 60 · Economic 65 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
rua Sá e Melo, 175
Area baseline €654,262 + condition -€24,544 + location +€19,992 = modelled fair value of €328,648 (€1,381/m²), a €191,352 (36.8%) gap versus the €520,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Sá e Melo, 175 | Subject | €520,000 | €2,185 | — | 72 | 65 |
| Nogueira e Silva Escura · 82c86a | Active | €329,000 | €2,285 | 4.6% | 62 | 63 |
| Cidade da Maia · 25f90b | Active | €390,000 | €2,294 | 5.0% | 52 | 75 |
| rua Várzea, 54 | Active | €770,000 | €2,200 | 0.7% | 76 | 68 |
| Castêlo da Maia · e40aba | Active | €390,000 | €1,000 | 54.2% | — | 72 |
| Median comp | €390,000 | €2,243 | 2.6% | 62 | 70 |
Long-term rental Given the property's fair value of €328,648, the asking price of €520,000 indicates a significant 36.8% markup, suggesting it is overpriced for long-term rental purposes. At a gross yield of 4.1%, the potential returns do not justify the elevated purchase price in this suburban context. Family rental Though the property has decent characteristics, including a condition score of 68/100, the overvaluation at €520,000 makes it less appealing for family rentals. The implied rental yield of 4.1% is insufficient to attract long-term tenants in a neighborhood rated only 65/100. Buy-and-hold As a buy-and-hold investment, the property’s asking price of €520,000 is far above its fair value of €328,648, indicating it is overpriced in the current market. The expected yield of 4.1% does not compensate for the capital risk associated with such a significant price gap, particularly in a suburban environment with average tenant quality.
Economic Vulnerability The economic stability score of 65/100 indicates potential fluctuations in market conditions that could impact rental income and property value. Tenant Instability A tenant stability score of 65/100 suggests a risk of tenant turnover, which may lead to vacancy periods and revenue loss.
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Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
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