This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 3-bathroom house of 140 m², built in 1992, energy rating C. Located Loulé (São Clemente) parish, Loulé municipality, Faro district. This property features a well-maintained outdoor pool area and is furnished with modern kitchen equipment, enhancing its appeal for renters seeking a comfortable lifestyle in Loulé.
The valuation. The asking price of €525,000 sits beneath its fair value of €772,353, representing a remarkable discount of €247,353 (32.0%). This property is clearly underpriced compared to market expectations, making it an attractive investment opportunity.
Fair value modelled at €772,353 from 6 comparable sales in the area. Asking €525,000 sits €247,353 (32.0%) below — the upside to fair value.
Asking €525,000 versus the Loulé (São Clemente), Loulé, Faro area baseline of €693,300 (€4,952/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 73/100 is below the parish average, reducing fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €693,300, adjusted for condition and micro-location, gives a modelled fair value of €772,353 (€5,517/m²), a €247,353 (32.0%) gap versus the €525,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Loulé (São Clemente) · d7497e | Subject | €525,000 | €3,750 | — | 70 | 60 |
| Loulé (São Clemente) · ba3fc6 | Active | €1,950,000 | €5,462 | 45.7% | 75 | 73 |
| caminho Covas da Areia | Active | €1,050,000 | €5,000 | 33.3% | 70 | 71 |
| Loulé (São Clemente) · 82c74a | Active | €780,000 | €5,571 | 48.6% | 71 | 76 |
| Loulé (São Clemente) · 937444 | Active | €1,950,000 | €5,462 | 45.7% | 72 | 71 |
| Median comp | €1,500,000 | €5,462 | 45.7% | 72 | 72 |
Short-term vacation rental The property's appealing location near the Algarve coast makes it an attractive option for short-term vacation rentals, supported by a solid gross yield of 5.5%. With a fair value that exceeds the listing price by 32.0%, it presents a compelling opportunity in a thriving tourist market. Buy-and-hold Investing in this 4-bed house as a buy-and-hold strategy could yield positive returns given its current underpricing relative to fair value, creating long-term equity accumulation opportunities. The proximity to coastal attractions ensures sustained demand, enhancing the attractiveness of this investment over time. Value-add renovation There is significant potential for value-add renovations to enhance the property’s condition score of 73/100, which could further increase rental income and property value. With a current listing price below fair value, strategic improvements can unlock additional returns and capitalize on the rising housing market in Loulé.
Economic and Tenant Risk A score of 55/100 in both economic and tenant stability suggests that there may be potential for revenue fluctuations and increased vacancy rates due to an unstable rental market.
Contributions are public and shown with the author's name and role. Links posted by users are not endorsed by Private Markets.
Log in to continue
Please log in or create an account to access this page.
No posts yet for this property.
Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
Log in to buy the report or use a credit
