This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom house of 144 m², built in 1972, energy rating C. Located Perafita, Lavra e Santa Cruz do Bispo parish, Matosinhos municipality, Porto district. Noteworthy Features: This property includes a 30m² balcony ideal for outdoor gatherings, and features a cozy living room equipped with a fireplace, enhancing comfort and ambiance.
The valuation. The asking price of €429,000 is €94,416 (28.2%) above the fair value of €334,584, placing it in the overpriced category. Investors should consider this discrepancy before proceeding. Buy-to-flip angle. A buy-and-flip strategy may be challenging given the property’s current valuation, as the expected returns might not justify the renovation costs in an overpriced market. Buy-to-let angle. The estimated monthly rental income of €1,144 offers a gross yield of 3.2%, making it a viable option for long-term rental in a neighborhood with decent demand due to its proximity to Porto.
Fair value modelled at €334,584 from 6 comparable sales in the area. Asking €429,000 sits €94,416 (28.2%) above — overpriced versus fair value.
Asking €429,000 versus the Perafita, Lavra e Santa Cruz do Bispo, Matosinhos, Porto area baseline of €307,130 (€2,133/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 82/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price below the wider parish average — a hyper-local discount distinct from the parish baseline.
Base gap of €307,130, adjusted for condition and micro-location, gives a modelled fair value of €334,584 (€2,324/m²), a €94,416 (28.2%) gap versus the €429,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Perafita, Lavra e Santa Cruz do Bispo · 3df37f | Subject | €429,000 | €2,979 | — | 80 | 69 |
| largo Ribeirinho | Active | €795,000 | €3,180 | 6.7% | 80 | 73 |
| rua Maia Pinto, 101 | Active | €240,000 | €1,548 | 48.0% | 75 | 64 |
| rua Monte da Terra, 409 | Active | €375,000 | €1,705 | 42.8% | 72 | 71 |
| Custóias, Leça do Balio e Guifões · 483b65 | Active | €420,000 | €2,386 | 19.9% | 70 | 71 |
| Median comp | €397,500 | €2,046 | 31.3% | 74 | 71 |
Long-term rental This property, listed at €429,000, significantly exceeds its fair value of €334,584, indicating a 28.2% disparity that makes it expensive for long-term rental investments. With a gross yield of only 3.2% and a neighborhood rating of 69/100, potential returns may not justify the upfront costs. Family rental Given its listing price of €429,000, the property is overpriced compared to the fair value of €334,584, reflecting a gap of 28.2%. Additionally, its 82/100 condition might attract families, but the financial metrics suggest it isn’t a sound investment for family rental. Buy-and-hold Acquiring this property for a buy-and-hold strategy is questionable, as it has a listing price of €429,000, which is notably above the fair value of €334,584, resulting in a 28.2% overpricing. The modest 3.2% gross yield and decent neighborhood score do not provide compelling justification for this investment approach.
Economic Volatility Risk: With both economic stability and tenant stability scores at 70/100, there is a heightened risk of economic fluctuations impacting property value and tenant retention, potentially leading to increased vacancies.
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Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
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